Unilever United States, Inc.
Updated Filing received by DOL
Unilever United States, Inc., a manufacturing — chemical, wood, plastics employer in Englewood Cliffs, New Jersey, reported 7,060 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 11 insurance contracts with no premium reported and $274,918 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on Unilever United States, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Unilever United States, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Sequoia · San Mateo, CA | $172,576 | $6,528 | $179,104 | 4 |
| Willis Towers Watson · New York, NY | $78,860 | $11,301 | $90,161 | 2 |
| Marsh McLennan Agency · Troy, MI | $3,300 | $2,288 | $5,588 | 5 |
| Steve Baker · Cocoa Beach, FL | $65 | $0 | $65 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, indemnity | 203 | — | — | — |
| United Healthcare Insurance Companyhealth | 106 | — | $84,155 | — |
| Unitedhealthcare Insurance Companyhealth | 12 | — | $6,006 | — |
| Anthem Blue Cross Life and Health Insurance Companydental, vision | 327 | — | $18,137 | — |
| Pre-Paid Legal Services Inc. dba Legalshieldcoverage not coded | 3 | — | $65 | — |
| Aetna Life Insurance Co.health | 224 | — | $91,794 | — |
| Aetna Health, Inchealth, HMO | 118 | — | $35,937 | — |
| Metropolitan Life Insurance Companylife, short-term disability, long-term disability | 277 | — | $33,236 | — |
| Securian Life Insurance Companylife | 195 | — | $827 | — |
| Metropolitan Life Insurance Companyshort-term disability, long-term disability | 183 | — | $1,713 | — |
| Securian Life Insurance Companylife | 232 | — | $3,048 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Unilever United States, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 7,083 | 7,060 | −0.3% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $257,874 | $274,918 | +6.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Unilever United States, Inc. Employee Assistance Plan#510 · insurance | December 31, 2024 | October 13, 2025 | within extension | 7,060 |
| Unicare Health Care Plan#550 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 6,804 |
| Unicare Health Care Flexible Spending Account#504 · general assets | December 31, 2024 | October 13, 2025 | within extension | 717 |
| Unicare Health Care Plan for Retirees#560 · general assets | December 31, 2024 | October 13, 2025 | within extension | 555 |
| Unilever Retiree Plan for Unilever United States, Inc.#524 · general assets | December 31, 2024 | October 13, 2025 | within extension | 279 |
| Unilever Prestige Health and Welfare Plan#701 · insurance, general assets | December 31, 2024 | October 8, 2025 | within extension | 185 |
| Unilever Health & Welfare Plan for Hourly Employees#600 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 183 |
| Unilever Health & Welfare Plan for Hourly Retirees#602 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 120 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Unilever United States, Inc. pay in health insurance broker commissions in 2024?
Unilever United States, Inc.'s 2024 Form 5500 reports $274,918 in broker commissions and fees across 11 insurance contracts ($254,801 in commissions, $20,117 in fees), with Sequoia receiving the largest share.
Is Unilever United States, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, United Healthcare Insurance Company, Unitedhealthcare Insurance Company.
How does Unilever United States, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Unilever United States, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.