United Employers Association
Updated Filing received by DOL
United Employers Association, a manufacturing — metal, equipment, transportation employer in Portland, Oregon, reported 1,157 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 45 insurance contracts with no premium reported and $436,238 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on United Employers Association's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract United Employers Association filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| PCF Insurance Services of the West · Tigard, OR | $77,360 | $0 | $77,360 | 5 |
| CSNW Benefits an Alera Group Agency · Portland, OR | $61,470 | $0 | $61,470 | 9 |
| Aldrich Benefits LP · Salem, OR | $54,966 | $0 | $54,966 | 8 |
| AssuredPartners · Lake Oswego, OR | $43,976 | $0 | $43,976 | 8 |
| Alliant Insurance Services · Salem, OR | $29,545 | $0 | $29,545 | 5 |
| IMA Financial · Denver, CO | $15,500 | $0 | $15,500 | 1 |
| Laporte Insurance LLC · Portland, OR | $13,492 | $0 | $13,492 | 2 |
| K P D Insurance LLC · Springfield, OR | $10,725 | $0 | $10,725 | 2 |
| HUB International · Bothell, WA | $8,617 | $0 | $8,617 | 4 |
| Russel Consulting Group, LLC · West Linn, OR | $6,705 | $0 | $6,705 | 16 |
| Your Choice Benefits LLC · Stevensville, MT | $6,050 | $0 | $6,050 | 1 |
| Gallagher · Chicago, IL | $5,006 | $0 | $5,006 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 45 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How United Employers Association compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 950 | 1,157 | +21.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $381,435 | $436,238 | +14.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| United Employers Association Group Health Plan#503 · insurance, general assets, trust | December 31, 2024 | October 15, 2025 | within extension | 1,157 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did United Employers Association pay in health insurance broker commissions in 2024?
United Employers Association's 2024 Form 5500 reports $436,238 in broker commissions and fees across 45 insurance contracts ($436,238 in commissions, $0 in fees), with PCF Insurance Services of the West receiving the largest share.
Is United Employers Association's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, United Healthcare Insurance Company.
How does United Employers Association's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for United Employers Association because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.