United Staffing Associates, LLC
Updated Filing received by DOL
United Staffing Associates, LLC, an administrative & support services employer in San Luis Obispo, California, reported 448 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $93,403 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 26, 2025, within the extension window.
Who was paid on United Staffing Associates, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract United Staffing Associates, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Foundation Risk Partners · Irvine, CA | $84,360 | $0 | $84,360 | 5 |
| Word & Brown Insurance · Orange, CA | $7,242 | $654 | $7,896 | 3 |
| Millennium Corporate Solutions · Irvine, CA | $1,147 | $0 | $1,147 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United Concordia Insurance Companyvision | 215 | — | $4,393 | — |
| United of Omaha Life Insurance Companylife | 480 | — | $1,147 | — |
| United Concordia Insurance Companydental | 276 | — | $26,885 | — |
| Metropolitan Life Insurance Companydental, vision | 183 | — | $3,725 | — |
| Humana, Inc.life | 111 | — | $540 | — |
| Nippon Life Insurance Company of Americahealth, prescription drug, PPO | 108 | — | $56,713 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How United Staffing Associates, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 748 | 448 | −40.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $79,659 | $93,403 | +17.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| United Staffing Associates at Taylor Farms Retails Inc.#502 · insurance, general assets | December 31, 2024 | September 26, 2025 | within extension | 448 |
| United Staffing Associates, LLC Welfare Benefits Plan#501 · insurance | December 31, 2024 | September 26, 2025 | within extension | 118 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did United Staffing Associates, LLC pay in health insurance broker commissions in 2024?
United Staffing Associates, LLC's 2024 Form 5500 reports $93,403 in broker commissions and fees across 6 insurance contracts ($92,749 in commissions, $654 in fees), with Foundation Risk Partners receiving the largest share.
Is United Staffing Associates, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Nippon Life Insurance Company of America.
How does United Staffing Associates, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for United Staffing Associates, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.