United Stars Holdings, Inc.
Updated Filing received by DOL
United Stars Holdings, Inc., a manufacturing — metal, equipment, transportation employer in Beloit, Wisconsin, reported 663 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $83,674 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 13, 2026, before the deadline.
Who was paid on United Stars Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract United Stars Holdings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Cottingham and Butler Insurance Ser · Dubuque, IA | $45,738 | $0 | $45,738 | 6 |
| Emerson Rogers, LLC · Blue Bell, PA | $37,936 | $0 | $37,936 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylong-term disability | 334 | — | $9,849 | — |
| United of Omaha Life Insurance Companyshort-term disability | 510 | — | $14,957 | — |
| United of Omaha Life Insurance Companycoverage not coded | 90 | — | $9,337 | — |
| United of Omaha Life Insurance Companycoverage not coded | 60 | — | $1,617 | — |
| UPMC Health Optionshealth | 140 | — | $23,144 | — |
| UPMC Health Optionshealth | 112 | — | $14,112 | — |
| UPMC Health Optionshealth | 1 | — | $113 | — |
| UPMC Health Benefitsvision | 217 | — | $567 | — |
| Wyssta Insurance Company Incvision | 322 | — | $3,902 | — |
| United of Omaha Life Insurance Companylife | 704 | — | $6,076 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How United Stars Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 628 | 663 | +5.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $78,856 | $83,674 | +6.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| United Stars Holdings, Inc. Group Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 13, 2026 | before deadline | 663 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did United Stars Holdings, Inc. pay in health insurance broker commissions in 2025?
United Stars Holdings, Inc.'s 2025 Form 5500 reports $83,674 in broker commissions and fees across 10 insurance contracts ($83,674 in commissions, $0 in fees), with Cottingham and Butler Insurance Ser receiving the largest share.
Is United Stars Holdings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by UPMC Health Options.
How does United Stars Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for United Stars Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.