Universal Synergetics Inc.
Updated Filing received by DOL
Universal Synergetics Inc., a manufacturing — chemical, wood, plastics employer in Marlton, New Jersey, reported 126 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $86,808 in insurance premiums across 4 contracts and $73,472 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 10, 2026, before the deadline.
Who was paid on Universal Synergetics Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Universal Synergetics Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Emerson Rogers LLC · Melville, NY | $55,610 | $11,804 | $67,414 | 4 |
| National HR RBN Associates LLC · Cherry Hill, NJ | $6,057 | $0 | $6,057 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of New Jersey, Inc.dental | 99 | $86,808 | $8,113 | 9.3% |
| Horizon Healthcare Services,inc.health | 96 | — | $60,650 | — |
| Equitable Financial Life Insurance Company of Americalife | 123 | — | $3,722 | — |
| Horizon Insurance Companyvision | 86 | — | $987 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Universal Synergetics Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Universal Synergetics Inc. Health and Welfare Benefit Plan#505 · insurance, general assets | January 31, 2026 | July 10, 2026 | before deadline | 126 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Universal Synergetics Inc. pay in health insurance broker commissions in 2025?
Universal Synergetics Inc.'s 2025 Form 5500 reports $73,472 in broker commissions and fees across 4 insurance contracts ($61,668 in commissions, $11,804 in fees), with Emerson Rogers LLC receiving the largest share.
Is Universal Synergetics Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Horizon Healthcare Services,inc..
How does Universal Synergetics Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Universal Synergetics Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.