University of Notre Dame Du Lac
Updated Filing received by DOL
University of Notre Dame Du Lac, an education services employer in Notre Dame, Indiana, reported 7,013 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $6.3M in insurance premiums across 11 contracts and $279,362 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on University of Notre Dame Du Lac's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract University of Notre Dame Du Lac filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Bene Re LLC · Toledo, OH | $0 | $90,994 | $90,994 | 3 |
| Lockton · Kansas City, MO | $89,285 | $0 | $89,285 | 3 |
| Alexander Bnfts Consulting LLC · Denver, CO | $0 | $70,402 | $70,402 | 1 |
| Gateway Financial Group Inc. · Pittsburgh, PA | $22,322 | $0 | $22,322 | 3 |
| Saul Locker · Denver, CO | $0 | $6,359 | $6,359 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Indianadental, PPO | 8,022 | $3.1M | — | — |
| Delta Dental of Indianadental, PPO | 5,203 | $1.6M | — | — |
| Standard Insurance Companylong-term disability | 5,530 | $1.5M | $76,761 | 5.0% |
| Fidelity Security Life Insurance Companyvision | 88 | — | — | — |
| Fidelity Security Life Insurance Companyvision | 10,920 | — | — | — |
| Prudential Insurance Company of Americacoverage not coded | 269 | — | — | — |
| Minnesota Life Insurance Companylife | 6,777 | — | — | — |
| Cigna Health and Life Insurance Companyhealth, dental, vision, prescription drug, PPO | 19 | — | — | — |
| Reliastar Life Insurance Companycoverage not coded | 6,891 | — | $57,164 | — |
| Reliastar Life Insurance Companycoverage not coded | 5,217 | — | $89,872 | — |
| Reliastar Life Insurance Companycoverage not coded | 3,519 | — | $55,565 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How University of Notre Dame Du Lac compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 6,996 | 7,013 | +0.2% |
| Premiums filed | $5,853,123 | $6,263,704 | +7.0% |
| Broker commissions + fees | $260,013 | $279,362 | +7.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| University of Notre Dame Du Lac Group Benefits Plan#504 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 7,013 |
| University of Notre Dame Du Lac Benefit Plan for Retirees#512 · general assets | December 31, 2025 | July 30, 2026 | before deadline | 1,458 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did University of Notre Dame Du Lac pay in health insurance broker commissions in 2025?
University of Notre Dame Du Lac's 2025 Form 5500 reports $279,362 in broker commissions and fees across 11 insurance contracts ($111,607 in commissions, $167,755 in fees), with Bene Re LLC receiving the largest share.
Is University of Notre Dame Du Lac's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does University of Notre Dame Du Lac's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for University of Notre Dame Du Lac because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.