BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Utility Trailer Manufacturing Company, LLC

Manufacturing — metal, equipment, transportation · City of Industry, California · EIN ending 4055

Updated Filing received by DOL

Utility Trailer Manufacturing Company, LLC, a manufacturing — metal, equipment, transportation employer in City of Industry, California, reported 2,752 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $45M in insurance premiums across 11 contracts and $1.9M in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 29, 2025, before the deadline.

Participants
2,752
−7.8% vs 2023
Premiums filed
$45M
premium not reported on 1 medical contract
Broker commissions + fees
$1.9M
+5.7% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Utility Trailer Manufacturing Company, LLC's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Utility Trailer Manufacturing Company, LLC filed for 2024.

Broker or agentCommissionsFeesTotalContracts
James P Bennett & Company · Santa Monica, CA$1,746,594$98,297$1,844,89110
Plansource Ben Administration Inc · Orlando, FL$0$57,031$57,0314

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Anthem Blue Crosshealth, dental, vision, prescription drug, HMO, PPO, indemnity2,449$43M$1.4M3.3%
Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO255$2.2M——
United of Omaha Life Insurance Companyshort-term disability2,586—$75,700—
United of Omaha Life Insurance Companylife2,860—$14,404—
United of Omaha Life Insurance Companylong-term disability2,857—$66,723—
United of Omaha Life Insurance Companycoverage not coded1,131—$70,925—
United of Omaha Life Insurance Companycoverage not coded975—$48,562—
United of Omaha Life Insurance Companycoverage not coded1,513—$43,278—
United of Omaha Life Insurance Companycoverage not coded1,331—$94,887—
Kaiser Foundation Health Plan, Inchealth, HMO239—$84,503—
Federal Insurance Companycoverage not coded335—$225—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Utility Trailer Manufacturing Company, LLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Utility Trailer Manufacturing Company, LLC
$1.9M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Premium per covered person on medical contracts: $16,582 a year (national median $7,274).

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$34M$45MPremiums$1.8M$1.9MBroker pay20232024
Utility Trailer Manufacturing Company, LLC: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants2,9842,752−7.8%
Premiums filed$34,109,103$44,837,998not comparable
Broker commissions + fees$1,798,776$1,901,832+5.7%
Commission rate2.4%——

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Utility Trailer Manufacturing Company, LLC Premium Conversion Plan#503 · insuranceFebruary 28, 2025September 29, 2025before deadline2,752

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Utility Trailer Manufacturing Company, LLC pay in health insurance broker commissions in 2024?

Utility Trailer Manufacturing Company, LLC's 2024 Form 5500 reports $1,901,832 in broker commissions and fees across 11 insurance contracts ($1,763,973 in commissions, $137,859 in fees), with James P Bennett & Company receiving the largest share.

Is Utility Trailer Manufacturing Company, LLC's health plan self-funded or fully insured?

The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Anthem Blue Cross, Blue Cross and Blue Shield of Alabama, Kaiser Foundation Health Plan, Inc.

How does Utility Trailer Manufacturing Company, LLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Utility Trailer Manufacturing Company, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.

Get the full write-up

Send the full findings to your inbox.

A specialist writes up every finding for Utility Trailer Manufacturing Company, LLC with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.

We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.

Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.