Vail Corporation d/b/a Vail Associates Inc.
Updated Filing received by DOL
Vail Corporation d/b/a Vail Associates Inc., an arts & entertainment employer in Broomfield, Colorado, reported 7,786 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $180,517 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on March 24, 2026, within the extension window.
Who was paid on Vail Corporation d/b/a Vail Associates Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Vail Corporation d/b/a Vail Associates Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $144,989 | $27,944 | $172,933 | 7 |
| Aon · Denver, CO | $7,584 | $0 | $7,584 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Mines & Associatescoverage not coded | 23,932 | — | — | — |
| Unum Life Insurance Company of Americalife, long-term disability | 6,847 | — | $90,590 | — |
| Vision Service Planvision | 3,977 | — | — | — |
| Unum Life Insurance Company of Americacoverage not coded | 3,723 | — | $8,409 | — |
| Hartford Fire Insurance Companycoverage not coded | 6,783 | — | — | — |
| Unum Insurance Companycoverage not coded | 2,036 | — | $59,081 | — |
| Unum Insurance Companycoverage not coded | 1,704 | — | $22,437 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Vail Corporation d/b/a Vail Associates Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 5,713 | 7,786 | +36.3% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $305,049 | $180,517 | −40.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Vail Associates Inc. Health and Welfare Benefits Plan#501 · insurance, general assets | July 31, 2025 | March 24, 2026 | within extension | 7,786 |
| Vail Associates d/b/a Vail Associates Flexible Compensation Plan#510 · general assets | July 31, 2025 | March 24, 2026 | within extension | 681 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Vail Corporation d/b/a Vail Associates Inc. pay in health insurance broker commissions in 2024?
Vail Corporation d/b/a Vail Associates Inc.'s 2024 Form 5500 reports $180,517 in broker commissions and fees across 7 insurance contracts ($152,574 in commissions, $27,943 in fees), with Mercer receiving the largest share.
Is Vail Corporation d/b/a Vail Associates Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Vail Corporation d/b/a Vail Associates Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Vail Corporation d/b/a Vail Associates Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.