BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Warner Music Inc.

Arts & entertainment · New York, New York · EIN ending 5869

Updated Filing received by DOL

Warner Music Inc., an arts & entertainment employer in New York, New York, reported 2,000 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 21 insurance contracts with no premium reported and $253,399 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.

Participants
2,000
−11.8% vs 2024
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$253,399
−12.1% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Warner Music Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Warner Music Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Willis Towers Watson · Chicago, IL$178,938$24,583$203,52122
Greg I Hinrichs · Charlotte, NC$3,578$13,982$17,5602
Aon · New York, NY$8,267$0$8,2671
Greg Hinrichs I · Charlotte, NC$1,407$5,900$7,3074
Daniel Ward Richardson · Charlotte, NC$5,201$0$5,2016
James William Deuink · Charlotte, NC$4,986$0$4,9866
Altc Funding LLC · Woodinville, WA$3,688$0$3,6881
Affinity LTC, LLC · Fort Myers, FL$1,936$0$1,9362
Michael S Vangavree · Fort Myers, FL$933$0$9332

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Vision Service Planvision1,375—$26,803—
Lincoln National Life Insurance Companylong-term disability1,770—$6,380—
Ace American Insurance Companycoverage not coded——$8,267—
Cigna Health and Life Insurance Company and Affiliatesdental, indemnity2,746—$53,916—
Lincoln National Life Insurance Companylife1,909—$55,702—
Provident Life and Casualty Insurance Companylong-term disability101—$32,390—
Metlife Legal Planscoverage not coded155—$5,347—
Kaiser Foundation Health Plan, Inc.health, HMO122—$28,772—
Cigna Health and Life Insurance Companycoverage not coded——$9,103—
Cigna Health and Life Insurance Companycoverage not coded——$4,711—
Genworth Life Insurance Companycoverage not coded12—$992—
Genworth Life Insurance Companycoverage not coded3—$378—
Genworth Life Insurance Companycoverage not coded7—$914—
Genworth Life Insurance Companycoverage not coded39—$2,147—
Spring Care, Inc.health1,976———
Trustmark Insurance Companycoverage not coded7—$3,688—
Provident Life and Casualty Insurance Companycoverage not coded3—$1,128—
Provident Life and Accident Insurance Companycoverage not coded8—$846—
Provident Life and Accident Insurance Companycoverage not coded2—$688—
Provident Life and Accident Insurance Companycoverage not coded30—$10,272—
Provident Life and Casualty Insurance Companycoverage not coded10—$955—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Warner Music Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Warner Music Inc.
$253,399
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$288,394$253,399Broker pay20242025
Warner Music Inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants2,2682,000−11.8%
Premiums filed$0$0not comparable
Broker commissions + fees$288,394$253,399−12.1%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Warner Music Inc. Health and Welfare Benefits Plan#501 · insurance, general assetsDecember 31, 2025July 23, 2026before deadline2,000

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Warner Music Inc. pay in health insurance broker commissions in 2025?

Warner Music Inc.'s 2025 Form 5500 reports $253,399 in broker commissions and fees across 21 insurance contracts ($208,934 in commissions, $44,465 in fees), with Willis Towers Watson receiving the largest share.

Is Warner Music Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc., Spring Care, Inc..

How does Warner Music Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Warner Music Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.