BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Wegmans Food Markets, Inc.

Retail — stores, food, auto, clothing · Rochester, New York · EIN ending 9424

Updated Filing received by DOL

Wegmans Food Markets, Inc., a retail — stores, food, auto, clothing employer in Rochester, New York, reported 68,688 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $380,782 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.

Participants
68,688
+2.9% vs 2024
Premiums filed
none
self-funded or not filed
Broker commissions + fees
$380,782
+4.0% vs 2024
Commission rate
n/a
needs insured medical premium

Who was paid on Wegmans Food Markets, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Wegmans Food Markets, Inc. filed for 2025.

Broker or agentCommissionsFeesTotalContracts
Gallagher · Rolling Meadows, IL$380,782$0$380,7822

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Excellus - Bluecross Blueshieldhealth, prescription drug, stop-loss19,156———
Sun Life and Health Insurance Company (u.S.)life, long-term disability21,821—$369,799—
VSP Vision Carevision15,655—$10,983—

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Wegmans Food Markets, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Wegmans Food Markets, Inc.
$380,782
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$366,087$380,782Broker pay20242025
Wegmans Food Markets, Inc.: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants66,72668,688+2.9%
Premiums filed$0$0—
Broker commissions + fees$366,087$380,782+4.0%
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Wegmans Employee Assistance Plan#509 · general assetsDecember 31, 2025July 23, 2026before deadline68,688
Wegmans Employee Welfare Benefits Plan#501 · insurance, general assetsDecember 31, 2025July 23, 2026before deadline21,920
Wegmans Food Markets Flexible Spending Account Plan for Full Time Employees#510 · general assetsDecember 31, 2025July 23, 2026before deadline3,751
Wegmans Food Markets Flexible Spending Account Plan for Part Time Employees#505 · general assetsDecember 31, 2025July 23, 2026before deadline150

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Wegmans Food Markets, Inc. pay in health insurance broker commissions in 2025?

Wegmans Food Markets, Inc.'s 2025 Form 5500 reports $380,782 in broker commissions and fees across 3 insurance contracts ($380,782 in commissions, $0 in fees), with Gallagher receiving the largest share.

Is Wegmans Food Markets, Inc.'s health plan self-funded or fully insured?

The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Excellus - Bluecross Blueshield.

How does Wegmans Food Markets, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Wegmans Food Markets, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

Get the full write-up

Send the full findings to your inbox.

A specialist writes up every finding for Wegmans Food Markets, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.

We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.

Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.