West Valley Cleanup Alliance, LLC
Updated Filing received by DOL
West Valley Cleanup Alliance, LLC, an administrative & support services employer in West Valley, New York, reported 552 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $4.8M in insurance premiums across 9 contracts and $120,244 in broker commissions and fees, 1.1% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 14, 2026, before the deadline.
Who was paid on West Valley Cleanup Alliance, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract West Valley Cleanup Alliance, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Walsh Duffield Co., Inc. · Buffalo, NY | $76,234 | $0 | $76,234 | 8 |
| James R. Nelligan & Assoc., LLC · Wall, NJ | $11,793 | $31,180 | $42,973 | 3 |
| The McClain Group, LLC · Sewickley, PA | $983 | $0 | $983 | 4 |
| Timothy Birdsong · Washington, PA | $23 | $14 | $37 | 3 |
| Donna Troxell · Sewickley, PA | $17 | $0 | $17 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Highmark Western and Northeastern New York, Inc.health, prescription drug, PPO | 518 | $4.8M | $51,944 | 1.1% |
| Vision Service Planvision | 276 | $57,735 | $2,308 | 4.0% |
| The Paul Revere Life Insurance Companyindemnity | 12 | — | $217 | — |
| Delta Dental of New Yorkdental | 619 | — | $18,970 | — |
| The Paul Revere Life Insurance Companyindemnity | 16 | — | $552 | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 543 | — | $44,337 | — |
| The Paul Revere Life Insurance Companyindemnity | 23 | — | $1,110 | — |
| Federal Insurance Companycoverage not coded | 289 | — | $225 | — |
| The Paul Revere Life Insurance Companyindemnity | 24 | — | $581 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How West Valley Cleanup Alliance, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $9,241 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| West Valley Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 14, 2026 | before deadline | 552 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did West Valley Cleanup Alliance, LLC pay in health insurance broker commissions in 2025?
West Valley Cleanup Alliance, LLC's 2025 Form 5500 reports $120,244 in broker commissions and fees across 9 insurance contracts ($89,050 in commissions, $31,194 in fees), with Walsh Duffield Co., Inc. receiving the largest share.
Is West Valley Cleanup Alliance, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Highmark Western and Northeastern New York, Inc..
How does West Valley Cleanup Alliance, LLC's broker compensation compare with similar employers?
West Valley Cleanup Alliance, LLC paid 1.1% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in New York is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.