Winn-Dixie Stores, Inc.
Updated Filing received by DOL
Winn-Dixie Stores, Inc., a retail — stores, food, auto, clothing employer in Jacksonville, Florida, reported 16,295 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 14 insurance contracts with no premium reported and $1.2M in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 8, 2025, within the extension window.
Who was paid on Winn-Dixie Stores, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Winn-Dixie Stores, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $1,043,926 | $142,332 | $1,186,258 | 19 |
| Raymond P Newsom · Greenville, SC | $386 | $0 | $386 | 1 |
| Aon · Chicago, IL | $117 | $0 | $117 | 1 |
| Brandi L Reiter · Savannah, GA | $95 | $0 | $95 | 1 |
| Daniel E Zeckman · Canton, GA | $34 | $0 | $34 | 1 |
| Andrew L Moore · Newport Beach, CA | $34 | $0 | $34 | 1 |
| Henry W McCray · Hilton Head Island, SC | $2 | $0 | $2 | 1 |
| Justin M Guidi · Scottsdale, AZ | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 4,242 | — | $180,204 | — |
| Continental American Insurance Companycoverage not coded | 4,394 | — | $408,064 | — |
| Metropolitan Life Insurance Companylife | 394 | — | $4,978 | — |
| Massachusetts Mutual Life Insurance Companylong-term disability | 2 | — | $423 | — |
| Metropolitan General Insurance Companycoverage not coded | 571 | — | $14,451 | — |
| Continental American Insurance Companycoverage not coded | 16 | — | $952 | — |
| Metropolitan Life Insurance Companylong-term disability | 7,085 | — | $200,928 | — |
| Hartford Fire Insurance Companycoverage not coded | 23,551 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability | 7,791 | — | $154,254 | — |
| Delta Dental Insurance Companydental | 10,111 | — | $161,977 | — |
| Metropolitan Life Insurance Companylife | 7,214 | — | $100 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Covision | 80 | — | $312 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Covision | 8,947 | — | $60,285 | — |
| First Stop Health, LLCcoverage not coded | 9,194 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Winn-Dixie Stores, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 17,156 | 16,295 | −5.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $1,461,140 | $1,186,928 | −18.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Southeastern Grocers Employee Welfare Benefit Plan#501 · insurance, general assets | December 31, 2024 | October 8, 2025 | within extension | 16,295 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Winn-Dixie Stores, Inc. pay in health insurance broker commissions in 2024?
Winn-Dixie Stores, Inc.'s 2024 Form 5500 reports $1,186,928 in broker commissions and fees across 14 insurance contracts ($1,044,596 in commissions, $142,332 in fees), with Mercer receiving the largest share.
Is Winn-Dixie Stores, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Winn-Dixie Stores, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Winn-Dixie Stores, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.