Wipro Limited
Updated Filing received by DOL
Wipro Limited, a professional & technical services employer in East Brunswick, New Jersey, reported 11,672 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $74,692 in insurance premiums across 13 contracts and $540,634 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Wipro Limited's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Wipro Limited filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Ricaedia LLC · Princeton, NJ | $525,535 | $0 | $525,535 | 6 |
| Raja Veluswamy · Princeton, NJ | $11,758 | $0 | $11,758 | 3 |
| Jan Tinder Enterprises Inc · Riverview, FL | $3,341 | $0 | $3,341 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Triple S Salud, Inc.health, dental, prescription drug | 7 | $74,692 | — | — |
| Kaiser Foundation Health Plan Inc.health, dental, vision, HMO | 17 | — | $7,592 | — |
| Life Insurance Company of North Americalife | 15,473 | — | $245,204 | — |
| Life Insurance Company of North Americacoverage not coded | 16,556 | — | $56,890 | — |
| Life Insurance Company of North Americalong-term disability | 8,150 | — | — | — |
| Life Insurance Company of North Americashort-term disability | 10,535 | — | — | — |
| Cigna Health and Life Insurance Companycoverage not coded | 2,004 | — | $51,144 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 2,431 | — | $59,984 | — |
| Cigna Health and Life Insurance Companycoverage not coded | 3,995 | — | $78,904 | — |
| Pre-Paid Legal Services, Inc. dba Legalshieldcoverage not coded | 1,940 | — | $36,750 | — |
| Cigna Health and Life Insurance Company and Affiliates (cigna)dental, indemnity | 42 | — | — | — |
| Unitedhealthcare Insurance Companyvision | 281 | — | $846 | — |
| Unitedhealthcare Insurance Companydental | 219 | — | $3,320 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Wipro Limited compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $10,670 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 12,534 | 11,672 | −6.9% |
| Premiums filed | $204,448 | $74,692 | not comparable |
| Broker commissions + fees | $608,172 | $540,634 | −11.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Wipro Limited Health & Welfare Plan#501 · insurance, general assets | December 31, 2024 | October 14, 2025 | within extension | 11,672 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Wipro Limited pay in health insurance broker commissions in 2024?
Wipro Limited's 2024 Form 5500 reports $540,634 in broker commissions and fees across 13 insurance contracts ($540,634 in commissions, $0 in fees), with Ricaedia LLC receiving the largest share.
Is Wipro Limited's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc., Kaiser Foundation Health Plan Inc..
How does Wipro Limited's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Wipro Limited because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.