Woerner Agribusiness, LLC
Updated Filing received by DOL
Woerner Agribusiness, LLC, an agriculture, forestry, fishing employer in Foley, Alabama, reported 101 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $538,716 in insurance premiums across 4 contracts and $15,458 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on September 15, 2026; the original filing date is not in the public dataset.
Who was paid on Woerner Agribusiness, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Woerner Agribusiness, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Southview Benefit Solutions, LLC · Vestavia Hills, AL | $13,960 | $0 | $13,960 | 2 |
| Cobbs Allen · Birmingham, AL | $1,480 | $0 | $1,480 | 1 |
| Img · Indianapolis, IN | $0 | $18 | $18 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 87 | $538,716 | — | — |
| HCC Life Insurance Companyhealth | 44 | — | $10,700 | — |
| Prudential Insurance Company of Americalife | 90 | — | $4,758 | — |
| Ameritas Life Insurance Corp.vision | 101 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Woerner Agribusiness, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $6,192 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 101 | 101 | +0.0% |
| Premiums filed | $0 | $538,716 | not comparable |
| Broker commissions + fees | $6,799 | $15,458 | +127.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Woerner Agribusiness, LLC Employee Benefits Plan#501 · amended · insurance, general assets | December 31, 2025 | September 15, 2026 | amended filing; original date not in data | 101 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Woerner Agribusiness, LLC pay in health insurance broker commissions in 2025?
Woerner Agribusiness, LLC's 2025 Form 5500 reports $15,458 in broker commissions and fees across 4 insurance contracts ($15,440 in commissions, $18 in fees), with Southview Benefit Solutions, LLC receiving the largest share.
Is Woerner Agribusiness, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, HCC Life Insurance Company.
How does Woerner Agribusiness, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Woerner Agribusiness, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.