BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Woltz & Wind Ford Company

Retail — stores, food, auto, clothing · Heidelberg, Pennsylvania · EIN ending 3793

Updated Filing received by DOL

Woltz & Wind Ford Company, a retail — stores, food, auto, clothing employer in Heidelberg, Pennsylvania, reported 112 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 23 insurance contracts with no premium reported and $46,781 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 12, 2025, within the extension window.

Participants
112
−0.9% vs 2023
Premiums filed
none
premium not reported on 15 medical contracts
Broker commissions + fees
$46,781
+24.0% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Woltz & Wind Ford Company's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Woltz & Wind Ford Company filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Enscoe Long Insurance Group LLC · Bridgeville, PA$38,632$325$38,95719
American Fidelity Assurance Company · Oklahoma City, OK$4,300$0$4,3005
Paa Serivces Inc · Harrisburg, PA$0$2,988$2,9881
Paa Services Inc · Harrisburg, PA$0$536$5364
Fidelity Assurance Company · Oklahoma City, OK$0$0$01

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
UPMC Health Benefitshealth——$15—
UPMC Health Optionshealth————
UPMC Health Optionshealth2—$389—
UPMC Health Benefitshealth47—$1,111—
UPMC Health Benefitshealth51—$1,678—
UPMC Health Benefitshealth25—$680—
American Fidelity Assurance Companyshort-term disability23—$421—
American Fidelity Assurance Companycoverage not coded5—$346—
American Fidelity Assurance Companystop-loss7———
American Fidelity Assurance Companylong-term disability50—$6,469—
American Fideilty Assurance Companyhealth21—$34—
UPMC Health Optionshealth3—$682—
American United Life Insurance Companylife158—$891—
UPMC Health Optionshealth42—$5,969—
UPMC Health Optionshealth8—$1,209—
UPMC Health Benefitshealth44—$1,575—
American United Life Insurance Companyshort-term disability158—$85—
UPMC Health Optionshealth6—$1,361—
UPMC Health Optionshealth11—$1,456—
UPMC Health Optionshealth42—$6,246—
American Fidelity Assurance Companyshort-term disability1—$554—
UPMC Health Optionshealth29—$5,213—
UPMC Health Optionshealth71—$10,397—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Woltz & Wind Ford Company compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Woltz & Wind Ford Company
$46,781
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$37,729$46,781Broker pay20232024
Woltz & Wind Ford Company: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants113112−0.9%
Premiums filed$0$0not comparable
Broker commissions + fees$37,729$46,781+24.0%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Woltz and Wind Ford Inc Welfare Plan#506 · insuranceDecember 31, 2024October 12, 2025within extension112

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Woltz & Wind Ford Company pay in health insurance broker commissions in 2024?

Woltz & Wind Ford Company's 2024 Form 5500 reports $46,781 in broker commissions and fees across 23 insurance contracts ($42,932 in commissions, $3,849 in fees), with Enscoe Long Insurance Group LLC receiving the largest share.

Is Woltz & Wind Ford Company's health plan self-funded or fully insured?

The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by UPMC Health Benefits, UPMC Health Options, American Fideilty Assurance Company.

How does Woltz & Wind Ford Company's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Woltz & Wind Ford Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.