Wolverine Tube, Inc.
Updated Filing received by DOL
Wolverine Tube, Inc., a manufacturing — metal, equipment, transportation employer in Decatur, Alabama, reported 184 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $1.3M in insurance premiums across 11 contracts and $102,742 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 19, 2025, before the deadline.
Who was paid on Wolverine Tube, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Wolverine Tube, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Martin Grace Benefit Group Inc · Vestavia Hills, AL | $73,288 | $0 | $73,288 | 9 |
| The Cason Group LLC · Columbia, SC | $7,849 | $5,280 | $13,129 | 4 |
| Lakeshore Benefirt Alliance LLC · Birmingham, AL | $8,752 | $0 | $8,752 | 1 |
| Surety Marketing & Consulting Servi · North Charleston, SC | $5,835 | $0 | $5,835 | 1 |
| Lba Services LLC · Birmingham, AL | $1,458 | $0 | $1,458 | 1 |
| Visual Benefits Communication Inc · Huntsville, AL | $229 | $0 | $229 | 1 |
| McKelvey, Philip N · Dayton, OH | $26 | $0 | $26 | 1 |
| Cahill, Linda, A. · Independence, OH | $20 | $0 | $20 | 1 |
| Crea, Joseph, R · Independence, OH | $5 | $0 | $5 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 247 | $1.3M | — | — |
| Unum Life Insurance Company of Americalife | 119 | — | $10,681 | — |
| Unum Life Insurance Company of Americalong-term disability | 75 | — | $8,201 | — |
| Unum Life Insurance Company of Americacoverage not coded | 121 | — | $5,075 | — |
| Starmount Life Insurance Companydental, vision | 142 | — | $19,498 | — |
| Unum Insurance Companycoverage not coded | 80 | — | $6,978 | — |
| Unum Insurance Companycoverage not coded | 72 | — | $4,750 | — |
| Unum Insurance Companycoverage not coded | 63 | — | $4,470 | — |
| Provident Life and Accident Insurance Companyshort-term disability | 19 | — | $280 | — |
| Unum Insurance Companylife | 176 | — | $7,801 | — |
| Pan-American Life Insurance Companycoverage not coded | 138 | — | $35,008 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Wolverine Tube, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,289 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 176 | 184 | +4.5% |
| Premiums filed | $1,469,590 | $1,306,448 | −11.1% |
| Broker commissions + fees | $63,217 | $102,742 | +62.5% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Wolverine Tube, Inc. Group Insurance Plan#501 · insurance, general assets | December 31, 2024 | June 19, 2025 | before deadline | 184 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Wolverine Tube, Inc. pay in health insurance broker commissions in 2024?
Wolverine Tube, Inc.'s 2024 Form 5500 reports $102,742 in broker commissions and fees across 11 insurance contracts ($97,462 in commissions, $5,280 in fees), with Martin Grace Benefit Group Inc receiving the largest share.
Is Wolverine Tube, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama.
How does Wolverine Tube, Inc.'s broker compensation compare with similar employers?
Wolverine Tube, Inc. paid 0.0% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Alabama is 3.7%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.