World of Jeans & Tops, dba Tillys
Updated Filing received by DOL
World of Jeans & Tops, dba Tillys, a retail — stores, food, auto, clothing employer in Irvine, California, reported 1,446 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $303,225 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 29, 2025, before the deadline.
Who was paid on World of Jeans & Tops, dba Tillys's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract World of Jeans & Tops, dba Tillys filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $277,194 | $16,081 | $293,275 | 9 |
| Empower Benefits Inc · Naples, FL | $5,748 | $0 | $5,748 | 3 |
| Bret Boeger · Overland, KS | $1,934 | $0 | $1,934 | 1 |
| Bret M Boeger · Overland Park, KS | $1,872 | $0 | $1,872 | 1 |
| Corestream · Tampa, FL | $358 | $0 | $358 | 1 |
| James Davidson · Santa Ana, CA | $38 | $0 | $38 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Advocate Solutions, Inc.coverage not coded | 697 | — | — | — |
| Life Insurance Company of North Americacoverage not coded | 1,321 | — | $168 | — |
| Aetna Life Insurance Companyhealth, dental, prescription drug, PPO | 1,302 | — | $170,754 | — |
| Aetna Health, Inc.health, prescription drug, HMO | 542 | — | $111,541 | — |
| American Heritage Life Insurance Companylife | 55 | — | $4,213 | — |
| Vision Service Planvision | 669 | — | — | — |
| Life Insurance Company of North Americalong-term disability | 1,300 | — | $1,028 | — |
| American Heritage Life Insurance Companycoverage not coded | 52 | — | $3,368 | — |
| Legalplans, USAcoverage not coded | 5 | — | $358 | — |
| Life Insurance Company of North Americalife | 1,321 | — | $2,073 | — |
| American Heritage Life Insurance Companycoverage not coded | 188 | — | $8,298 | — |
| Life Insurance Company of North Americashort-term disability | 444 | — | $1,424 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How World of Jeans & Tops, dba Tillys compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,433 | 1,446 | +0.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $304,959 | $303,225 | −0.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| World of Jeans and Tops, dba Tillys Health & Welfare Plan#501 · insurance, general assets | May 31, 2025 | December 29, 2025 | before deadline | 1,446 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did World of Jeans & Tops, dba Tillys pay in health insurance broker commissions in 2024?
World of Jeans & Tops, dba Tillys's 2024 Form 5500 reports $303,225 in broker commissions and fees across 12 insurance contracts ($287,144 in commissions, $16,081 in fees), with Marsh McLennan Agency receiving the largest share.
Is World of Jeans & Tops, dba Tillys's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company, Aetna Health, Inc..
How does World of Jeans & Tops, dba Tillys's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for World of Jeans & Tops, dba Tillys because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.