Yeti Coolers, LLC
Updated Filing received by DOL
Yeti Coolers, LLC, a manufacturing — chemical, wood, plastics employer in Austin, Texas, reported 927 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $13,016 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 27, 2026, before the deadline.
Who was paid on Yeti Coolers, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Yeti Coolers, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · Pasadena, CA | $2,734 | $10,282 | $13,016 | 8 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Deltta Dental Insurance Companydental | 1,471 | — | — | — |
| Unitedhealthcare Insurance Companyhealth, prescription drug | 392 | — | — | — |
| Life Insurance Company of North Americalong-term disability | 852 | — | $2,818 | — |
| Life Insurance Company of North Americashort-term disability | 852 | — | $5,298 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 11 | — | — | — |
| Unitedhealthcare Insurance Companycoverage not coded | 406 | — | — | — |
| Vision Service Planvision | 675 | — | — | — |
| Life Insurance Company of North Americalife | 852 | — | $4,038 | — |
| Mordern Health Arizona, PLLCcoverage not coded | 852 | — | — | — |
| Arag Services, LLCcoverage not coded | 180 | — | — | — |
| Life Insurance Company of North Americacoverage not coded | 852 | — | $862 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Yeti Coolers, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,074 | 927 | −13.7% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $32,333 | $13,016 | −59.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Yeti Coolers Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | May 27, 2026 | before deadline | 927 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Yeti Coolers, LLC pay in health insurance broker commissions in 2025?
Yeti Coolers, LLC's 2025 Form 5500 reports $13,016 in broker commissions and fees across 11 insurance contracts ($2,734 in commissions, $10,282 in fees), with Willis Towers Watson receiving the largest share.
Is Yeti Coolers, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Yeti Coolers, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Yeti Coolers, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.