Yoder Ford, Inc. dba Hacienda Ford
Updated Filing received by DOL
Yoder Ford, Inc. dba Hacienda Ford, a retail — stores, food, auto, clothing employer in Edinburg, Texas, reported 425 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $221,372 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on September 10, 2026, within the extension window.
Who was paid on Yoder Ford, Inc. dba Hacienda Ford's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Yoder Ford, Inc. dba Hacienda Ford filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Shepard & Walton Life · Austin, TX | $77,618 | $11,758 | $89,376 | 11 |
| Timothy Cobb · Barry, TX | $9,888 | $23,525 | $33,413 | 8 |
| Troy J Palmer · San Antonio, TX | $28,691 | $4,137 | $32,828 | 8 |
| USI Insurance Services · Houston, TX | $17,553 | $135 | $17,688 | 6 |
| Kelly Melissa Rushing · Lytle, TX | $12,320 | $3,941 | $16,261 | 8 |
| Manuel Fuentes · Boerne, TX | $9,470 | $2,871 | $12,341 | 7 |
| Argo Express LLC · Boerne, TX | $7,340 | $2,559 | $9,899 | 7 |
| Frost Insurance Agency Inc · Dallas, TX | $3,032 | $0 | $3,032 | 6 |
| Javier Leon · Edinburg, TX | $1,714 | $0 | $1,714 | 4 |
| Rene Martinez · McAllen, TX | $1,138 | $101 | $1,239 | 3 |
| Shelly L Liska · Pleasanton, TX | $994 | $0 | $994 | 6 |
| Joanna Jeanette Conde · Alton, TX | $96 | $519 | $615 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylife | 437 | — | $4,404 | — |
| United of Omaha Life Insurance Companydental | 409 | — | $13,462 | — |
| United of Omaha Life Insurance Companyvision | 408 | — | $2,122 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 51 | — | $20,314 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 12 | — | $6,003 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 83 | — | $40,816 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 25 | — | $19,690 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 37 | — | $33,726 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 4 | — | $3,273 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 1 | — | $798 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 116 | — | $76,764 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Yoder Ford, Inc. dba Hacienda Ford compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 327 | 425 | +30.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $210,939 | $221,372 | +4.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Yoder Ford, Inc. dba Hacienda Ford Health and Welfare Plan#502 · insurance, general assets | January 31, 2026 | September 10, 2026 | within extension | 425 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Yoder Ford, Inc. dba Hacienda Ford pay in health insurance broker commissions in 2025?
Yoder Ford, Inc. dba Hacienda Ford's 2025 Form 5500 reports $221,372 in broker commissions and fees across 11 insurance contracts ($171,201 in commissions, $50,171 in fees), with Shepard & Walton Life receiving the largest share.
Is Yoder Ford, Inc. dba Hacienda Ford's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Yoder Ford, Inc. dba Hacienda Ford's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Yoder Ford, Inc. dba Hacienda Ford because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.