Zimmer Biomet Holdings, Inc.
Updated Filing received by DOL
Zimmer Biomet Holdings, Inc., a manufacturing — metal, equipment, transportation employer in Warsaw, Indiana, reported 7,397 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $967,197 in insurance premiums across 13 contracts and $712,046 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 4, 2026, before the deadline.
Who was paid on Zimmer Biomet Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Zimmer Biomet Holdings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · New York, NY | $381,184 | $272,568 | $653,752 | 6 |
| Alight Holding Company LLC · Lincolnshire, IL | $0 | $37,393 | $37,393 | 1 |
| Mercer · New York, NY | $10,488 | $0 | $10,488 | 1 |
| Greg I Hinrichs · Charlotte, NC | $1,482 | $5,277 | $6,759 | 3 |
| Daniel Ward Richardson · Charlotte, NC | $1,816 | $0 | $1,816 | 3 |
| James William Deuink · Charlotte, NC | $1,482 | $0 | $1,482 | 3 |
| Workplace Solutions, Inc. · Columbia, SC | $276 | $0 | $276 | 2 |
| Gibson Insurance Agency, Inc. · South Bend, MI | $53 | $0 | $53 | 3 |
| David Beau Boureaux · Columbia, SC | $26 | $0 | $26 | 1 |
| Beau David Boudreaux · Columbia, SC | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 5,470 | $967,197 | — | — |
| National Union Fire Ins. Co. of Pittsburghcoverage not coded | 7,094 | — | $10,488 | — |
| Provident Life and Accident Insurance Companylong-term disability | 8 | — | $5,379 | — |
| Continental American Insurance Companylong-term disability | 6,660 | — | $31,484 | — |
| Hartford Life and Accidentlife | 7,170 | — | $44,304 | — |
| Unum Life Insurance Company of Americahealth | 9 | — | $331 | — |
| Provident Life and Accident Insurance Companylife | 1 | — | $13 | — |
| Provident Life and Casualty Insurance Companylong-term disability | 3 | — | $2,718 | — |
| Provident Life and Accident Insurance Companylong-term disability | 4 | — | $1,972 | — |
| Anthem Insurance Companies, Inc.stop-loss | 7,191 | — | $12,410 | — |
| Arag Insurance Companycoverage not coded | 1,120 | — | $16,995 | — |
| Anthem Insurance Companies, Inc.stop-loss | 6,271 | — | $324,414 | — |
| Reliastar Life Insurance Companystop-loss | 6,145 | — | $261,538 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Zimmer Biomet Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 8,174 | 7,397 | −9.5% |
| Premiums filed | $947,761 | $967,197 | not comparable |
| Broker commissions + fees | $808,129 | $712,046 | −11.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Zimmer Biomet Holdings, Inc. Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | June 4, 2026 | before deadline | 7,397 |
| Zimmer Biomet Holdings, Inc. Flexible Benefits Plan#509 · general assets | December 31, 2025 | June 4, 2026 | before deadline | 435 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Zimmer Biomet Holdings, Inc. pay in health insurance broker commissions in 2025?
Zimmer Biomet Holdings, Inc.'s 2025 Form 5500 reports $712,046 in broker commissions and fees across 13 insurance contracts ($396,808 in commissions, $315,238 in fees), with Willis Towers Watson receiving the largest share.
Is Zimmer Biomet Holdings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unum Life Insurance Company of America.
How does Zimmer Biomet Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Zimmer Biomet Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
Send the full findings to your inbox.
A specialist writes up every finding for Zimmer Biomet Holdings, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.