Zoeller Company
Updated Filing received by DOL
Zoeller Company, a manufacturing — metal, equipment, transportation employer in Louisville, Kentucky, reported 684 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 2 insurance contracts with no premium reported and $24,171 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Tokio Marine). The Department of Labor received the filing on July 23, 2026, before the deadline.
Who was paid on Zoeller Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Zoeller Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| RTR Al Corp · Louisville, KY | $11,395 | $295 | $11,690 | 1 |
| Sterling Thompson Company LLC · Louisville, KY | $4,212 | $11 | $4,223 | 1 |
| Jeffrey D Harned · Louisville, KY | $2,225 | $1,063 | $3,288 | 1 |
| William Jack Mitchell JR · North Platte, NE | $1,747 | $405 | $2,152 | 1 |
| Bilodeau Inc · Goshen, KY | $825 | $1,135 | $1,960 | 1 |
| RPM Benefit Advisors LLC · Big Springs, NE | $500 | $14 | $514 | 1 |
| The Bardell Agency · Lexington, KY | $157 | $0 | $157 | 1 |
| Megan Goodman · New Albany, IN | $120 | $0 | $120 | 1 |
| Axel H Halvarson · Louisville, KY | $67 | $0 | $67 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Tokio Marinestop-loss | 588 | — | — | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 231 | — | $24,171 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Zoeller Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 619 | 684 | +10.5% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $22,755 | $24,171 | +6.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Zoeller Company Medical Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 23, 2026 | before deadline | 684 |
| Zoeller Company Accident, Critical Illness, and Hospital Indemnity Insurance#505 · insurance | December 31, 2025 | July 23, 2026 | before deadline | 236 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Zoeller Company pay in health insurance broker commissions in 2025?
Zoeller Company's 2025 Form 5500 reports $24,171 in broker commissions and fees across 2 insurance contracts ($21,248 in commissions, $2,923 in fees), with RTR Al Corp receiving the largest share.
Is Zoeller Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Tokio Marine).
How does Zoeller Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Zoeller Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.