Zomedica Inc.
Updated Filing received by DOL
Zomedica Inc., a professional & technical services employer in Ann Arbor, Michigan, reported 148 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $2.4M in insurance premiums across 4 contracts and $139,751 in broker commissions and fees, 4.8% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on November 10, 2025, before the deadline.
Who was paid on Zomedica Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Zomedica Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Melissa Armatis · Wyandotte, MI | $97,725 | $0 | $97,725 | 1 |
| AssuredPartners · Sterling Heights, MI | $40,454 | $1,572 | $42,026 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Michiganhealth, prescription drug, PPO | 268 | $2.1M | $99,297 | 4.8% |
| Standard Insurance Companyvision, life, short-term disability, long-term disability, indemnity | 152 | $149,807 | $27,008 | 18.0% |
| Standard Insurance Companydental | 145 | $125,370 | $12,537 | 10.0% |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 23 | — | $909 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Zomedica Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,797 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 100 | 148 | +48.0% |
| Premiums filed | $1,864,730 | $2,364,663 | +26.8% |
| Broker commissions + fees | $147,613 | $139,751 | −5.3% |
| Commission rate | 5.3% | 4.8% | −0.6 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Zomedica Health and Welfare Benefit Plan#501 · insurance, general assets | June 30, 2025 | November 10, 2025 | before deadline | 148 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Zomedica Inc. pay in health insurance broker commissions in 2024?
Zomedica Inc.'s 2024 Form 5500 reports $139,751 in broker commissions and fees across 4 insurance contracts ($138,179 in commissions, $1,572 in fees), with Melissa Armatis receiving the largest share.
Is Zomedica Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Michigan.
How does Zomedica Inc.'s broker compensation compare with similar employers?
Zomedica Inc. paid 4.8% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Michigan is 3.2%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.