The numbers people quote
Updated refreshed monthly with the DOL file
Five national figures from the Form 5500 filings of U.S. employer health plans with 100 or more participants, each on its own page with the method, the count behind it and a sentence you can quote with a link. They are computed from the same files as every employer, broker and benchmark page on this site, so they never disagree with a record.
- 3.8% of premiummedian broker commission, fully insured employer medical plans, plan year 2024What is the typical health insurance broker commission rate?
The median health insurance broker commission on fully insured U.S. employer medical plans was 3.8% of premium in plan year 2024, with the middle half of plans between 2.7% and 5.0% (4,574 Form 5500 filings).
- $6.9Bbroker commissions and fees reported by employer health plans, plan year 2024How much do employers pay health insurance brokers in total?
U.S. employer health plans with 100 or more participants reported $6.9B in broker commissions and fees for plan year 2024 (54,681 employers disclosing broker pay on Form 5500 Schedule A).
- Marsh McLennan Agency$528M in reported commissions and fees, plan year 2024Which benefits brokerages are paid the most by employer health plans?
Marsh McLennan Agency was the highest-paid benefits broker on U.S. employer health-plan Form 5500 filings for plan year 2024, with $528M in reported commissions and fees; the ten largest brokerages collected 46% of all reported broker pay.
- $7,274median medical premium per covered person a year, fully insured employer plans, plan year 2024How much do employers pay in medical premium per covered person?
The median fully insured U.S. employer medical plan paid $7,274 of premium per covered person in plan year 2024 (6,311 Form 5500 Schedule A contracts).
- 34,505plan year 2025 employer health plan filings received through September 24, 2026How many 2025 employer health plan filings are in, and what do they show?
Through September 24, 2026, 34,505 U.S. employer health plans had filed plan year 2025 Form 5500s reporting $4.2B in broker commissions and fees, up 3.4% on matched employers.
Source: DOL Form 5500 and Schedule A; data built October 24, 2026. Press kit · Methodology.