BenefitsLedger
Insurance carrier · Plan year 2024 · Form 5500 Schedule A

Aflac

Aflac appeared on 1,655 contracts at 1,287 employer health plans in plan year 2024 filings, with $2.2M in earned premium, ranking #243 of 1,452 carriers. Its medical contracts covered 6,433 people. Employers reported broker commissions and fees of $15M on those contracts, 703.4% of premium.

Premium
$2.2M
$102,226 medical
Employers
1,287
1,655 contracts
People covered
6,433
medical contracts, year end
Broker pay
703.4%
$15M · U.S. median 3.8%

Coverage lines on its contracts: short-term disability (686), life (311), indemnity (131), health (107), dental (96), vision (73).

Where it writes the most

Medical premium by employer state.

Largest clients

Employer plans reporting the most premium with this carrier.

EmployerPremiumParticipants
Ciena Healthcare Management, Inc Health and Welfare Plan · Michigan$1,950,6493,623
Arrowhed West. Inc · Kansas$65,237185
Easter Seals Florida, Inc. · Florida$36,989192
CTBC Bank Corp. (USA) · California$29,482497
Lenape Entertainment, LLC · Oklahoma$26,135232
Intrust Financial Corporation · Kansas$14,546832
Wheeling Park Commission · West Virginia$13,950217
CTBC Bank Corp. (USA) · California$7,459497
Modern Mushroom Farms, Inc. · Pennsylvania$5,992134
Dutchman Hospitality Group, Inc. · Ohio$1,051330
Pilsen Wellness Center · Illinois$723480
ZGS, Inc. · New York$0167
ZGS, Inc. · New York$0167
ZGS, Inc. · New York$0167
ZGS, Inc. · New York$0167
ZGS, Inc. · New York$0167
Zepf Center · Ohio$0345
Your Best Management Group, LLC · Nevada$0254
Youngblood Paving, Inc. · Pennsylvania$0114
YMCA of South Florida, Inc. · Florida$0182
Yeh and Associates, Inc. · Colorado$0121
YC Partners, LLC dba Yantis Company · Texas$0118
Yale Industrial Trucks - Tynan, Inc. · Indiana$0198
Wynmoor Community Council, Inc. · Florida$0168
Wylie & Son Inc. · Texas$0202

Filed under 2 spellings, including Aflac; Aflac Insurance Company; this page adds them together.

Source: DOL Form 5500 Schedule A, plan year 2024; built October 24, 2026. One insurer's filed spellings (for example "Blue Cross Blue Shield", "BlueCross BlueShield" and "Blue Cross and Blue Shield" of the same state) are grouped on one page; different state plans stay separate.

How many employer health plans does Aflac insure?

Aflac was named on 1,655 insurance contracts at 1,287 employers with 100 or more participants in plan year 2024 filings, with $2,152,213 in earned premium and 6,433 people covered on medical contracts.

How much do brokers earn on Aflac contracts?

Employers reported $15,137,611 in broker commissions and fees on Aflac contracts, 703.4% of premium. The all-carrier median on fully insured medical plans is 3.8%.

Where is Aflac strongest?

By medical premium, its largest states are Kansas, Florida, Kentucky.

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A WellthCare benefits specialist reads your Form 5500 the way a fiduciary reviewer would and writes up what to take to your broker before renewal. Free, from the public record only.