BenefitsLedger
State · Plan year 2024 · Form 5500

Mississippi employer health plans: what they cost and who gets paid

Updated plan year 2024, the most recent complete year

257 Mississippi employers filed health plans with 100 or more participants for plan year 2024, covering 135,455 participants. They reported $130M in insurance premiums and $30M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.7% of premium, 0.0 points below the national median of 3.8%.

Employer plans
257
135,455 participants
Premiums
$130M
all coverage lines
Broker pay
$30M
240 employers disclosed
Median rate
3.7%
U.S. median 3.8%

Cities in Mississippi

Every Mississippi city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.

CityEmployer plansPremiums
Jackson34$8.7M
Ridgeland21$24M
Hattiesburg17$16M

Largest employer plans

By health plan participants.

Highest broker pay

Employers reporting the most broker commissions and fees.

EmployerCityBroker payRate
G&S Holdings, LLCJackson$1,183,332—
Cadence BankTupelo$1,085,050—
W. G. Yates & Sons Construction Company & Affiliated CompaniesPhiladelphia$731,515—
North Mississippi Health Services, Inc.Tupelo$658,541—
Howard Industries IncLaurel$629,958—
Renasant BankTupelo$624,537—
Bienville Orthopaedic Specialists, LLCVancleave$570,575—
Mississippi Sports Medicine & Orthopaedic Center PLLCJackson$570,575—
US Orthopaedic PartnersJackson$570,575—
Hancock Whitney CorporationGulfport$551,907—
Delta Industries, Inc.Jackson$536,490—
HMC Management Services, Inc.Jackson$505,230—
Cal-Maine Foods, Inc.Jackson$496,970—
Hattiesburg Clinic PAHattiesburg$462,275—
Mississippi Bankers AssociationJackson$447,573—
Solero Technologies, LLCWater Valley$442,734—
Horne LLPRidgeland$419,808—
Dunlap & Kyle Co., Inc.Batesville$389,548—
Auto Parts Manufacturing MississippiGuntown$385,8895.3%
The Blossman Companies, Inc.Ocean Springs$379,622—
Southern Pipe and Supply Co., Inc.Meridian$372,575—
MDR Construction, Inc.Columbia$357,247—
Administrative Systems, Inc.Ridgeland$341,8381.7%
Edelbrock Comp Parent Inc.Olive Branch$339,434—
Southern Tire Mart, LLC.Columbia$324,163—

Highest commission rates

Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.

EmployerCityRateBroker pay
Gulf Coast Restaurant Group, Inc.Gulfport6.8%$48,280
University Management IncColumbus6.7%$42,720
Performance Therapy LLCPhiladelphia6.6%$33,275
Central Mississippi Civic Improvement Assoc, Inc.Jackson6.2%$61,200
Mortgagetrade Holding Co., LLCOxford5.8%$42,425
Bracken Construction CompanyColumbus5.7%$107,064
Asap EMS Corp Employee Benefit PlanLaurel5.5%$33,950
Dickerson & Bowen, Inc.Brookhaven5.5%$27,680
Business Communications IncRidgeland5.5%$51,450
Auto Parts Manufacturing MississippiGuntown5.3%$131,296
Briar Hill Management, LLCRidgeland5.1%$65,380
Paradise Foods, Inc. Cafeteria PlanNatchez5.0%$87,611
Mandal Automotive Group, Inc.Diberville4.8%$33,858
Environment Masters, LLCJackson4.7%$35,050
Corr Flight S, Inc.Oxford4.3%$31,243
Prewett Enterprises, Inc.Walls4.3%$49,791
Womens Health Mississippi, LLCFlowood4.3%$67,290
Mississippi Tank and Manufacturing CompanyHattiesburg4.3%$43,180
T Enterprises, Inc.Jackson4.2%$46,100
Sunbelt Federal Credit UnionHattiesburg4.2%$24,100
Relias Employment Services LLCTupelo4.1%$44,425
Systems Automotive Interiors, LLCMantachie4.1%$74,625
Schoolstatus, LLCRidgeland4.1%$59,341
Plum Creek Environmental Technologies LLCWest Point4.1%$20,655
Sa Holding Company, Inc. dba Mid South RehabRidgeland4.0%$60,075

Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.

What do Mississippi employers pay health insurance brokers?

Across 74 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Mississippi employers was 3.7% of premium (middle half 2.9% to 4.7%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $66,846.

Which Mississippi employers paid the most in broker commissions?

G&S Holdings, LLC reported the most in 2024, $1,183,332, followed by Cadence Bank ($1.1M) and W. G. Yates & Sons Construction Company & Affiliated Companies ($731,515).

Which brokers and carriers dominate Mississippi?

By reported compensation, the largest brokers are Ross and Yerger Insurance Inc, HUB International, Lockton. By medical premium, the largest carriers are Blue Cross & Blue Shield of Mississippi, Blue Cross Blue Shield of MS, Inc., Blue Cross & Blue Shield of Mississippi, a Mutual Insurance Company.

Which Mississippi cities have the most employer health plans?

Jackson (34 employer plans, $8.7M in premiums); Ridgeland (21 employer plans, $24M in premiums); Hattiesburg (17 employer plans, $16M in premiums). 3 Mississippi cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.

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