Usable Life
Usable Life appeared on 1,156 contracts at 642 employer health plans in plan year 2024 filings, with $925,828 in earned premium, ranking #307 of 1,452 carriers. Its medical contracts covered 1,121 people. Employers reported broker commissions and fees of $9.7M on those contracts, 1048.1% of premium.
Coverage lines on its contracts: life (669), long-term disability (321), short-term disability (298), indemnity (9), health (6), dental (1).
Where it writes the most
Medical premium by employer state.
Largest clients
Employer plans reporting the most premium with this carrier.
Filed under 2 spellings, including Usable Life; Usable Life Insurance Company; this page adds them together.
Source: DOL Form 5500 Schedule A, plan year 2024; built October 24, 2026. One insurer's filed spellings (for example "Blue Cross Blue Shield", "BlueCross BlueShield" and "Blue Cross and Blue Shield" of the same state) are grouped on one page; different state plans stay separate.
How many employer health plans does Usable Life insure?
Usable Life was named on 1,156 insurance contracts at 642 employers with 100 or more participants in plan year 2024 filings, with $925,828 in earned premium and 1,121 people covered on medical contracts.
How much do brokers earn on Usable Life contracts?
Employers reported $9,703,267 in broker commissions and fees on Usable Life contracts, 1048.1% of premium. The all-carrier median on fully insured medical plans is 3.8%.
Where is Usable Life strongest?
By medical premium, its largest states are Arkansas, California, North Carolina.