Burlington, Massachusetts employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
55 employers in Burlington, Massachusetts filed health plans with 100 or more participants for plan year 2024, covering 57,318 participants. They reported $84M in insurance premiums and $6.1M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 2.2% of premium, against 2.5% across Massachusetts and 3.8% nationally. Against 2023, premiums were down 16.4% and broker pay fell 25.3%.
Funding: 9 fully insured · 12 self-funded · 34 mixed. 46 of 55 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Burlington
Burlington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| Sekisui America Corporation | $23,131,506 | $424,985 | 1,673 | Robert G Relph Agency Inc |
| Sophos, Inc. | $9,816,615 | $358,658 | 755 | Boston Benefit Partners an Alera |
| Veracode, Incorporated | $8,327,131 | $194,872 | 472 | Mercer |
| Arcadia Solutions, LLC | $5,413,081 | $135,029 | 509 | Hilb Group of New England |
| Acronis, Inc. | $4,156,263 | $83,050 | 217 | Lockton |
| Appfire Technologies, LLC | $4,022,988 | $102,139 | 177 | NFP |
| N-Able Technologies Inc. | $3,330,820 | $14,060 | 331 | Marsh McLennan Agency |
| Pharmaessentia USA Corporation | $2,956,719 | $79,485 | 165 | Brown & Brown |
| Scpharmaceuticals, Inc. | $2,954,099 | $93,366 | 133 | Comprehensive Insurance Providers |
| Firstlight Power Services LLC | $2,892,749 | $86,852 | 138 | OneDigital |
| Neuraflash LLC | $2,798,104 | $117,598 | 266 | Abd Ins. and Financial SVCS., Inc. |
| Desktop Metal, Inc. | $2,672,773 | $91,926 | 230 | Marsh McLennan Agency |
| PM Group USA Inc. | $1,957,116 | $92,421 | 108 | Bennie Insurance, LLC |
| Yusen Associates, Inc. | $1,919,588 | $74,482 | 243 | John Myers |
| Azara Healthcare LLC | $1,917,737 | $73,769 | 162 | Hilb Group of New England |
| Aha Consulting Engineers, Inc. | $1,618,237 | $47,112 | 108 | Sentinel Insurance Agency Inc |
| Long's Jewelers, LTD | $1,458,858 | $68,353 | 172 | OneDigital |
| Minuteman Senior Services, Inc. | $1,100,841 | $77,151 | 122 | HUB International |
| Myomo, Inc. | $1,002,745 | $65,560 | 113 | Sentinel Insurance Agency, Inc. |
| Scientific Systems Company, Inc. | $801,959 | $118,166 | 108 | Patriot Growth |
| Azenta, Inc | $152,124 | $36,123 | 1,205 | Aon |
| Emd Millipore Corporation | $0 | $242,327 | 16,149 | Alliant Insurance Services |
| Board of Trustees of Massachusetts Laborers Health and Welfare Fund | $0 | $108,140 | 10,936 | The Union Labor Life Insurance Co |
| Tufts Medicine, Inc. | $0 | $418,368 | 9,392 | Willis Towers Watson |
| Circor International, Inc. | $0 | $217,037 | 1,355 | Mercer |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Burlington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Mercer | $674,369 | 7 |
| OneDigital | $455,925 | 6 |
| Lockton | $409,430 | 5 |
| Brown & Brown | $393,990 | 5 |
| Boston Benefit Partners an Alera | $357,374 | 1 |
| Robert G Relph Agency Inc | $335,900 | 1 |
| Marsh McLennan Agency | $248,410 | 5 |
| HUB International | $246,344 | 4 |
| Willis Towers Watson | $222,666 | 2 |
| Hilb Group of New England | $201,539 | 2 |
Largest medical carriers
Medical premium written for these employers.
Burlington against Massachusetts and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Burlington | Massachusetts | United States | |
|---|---|---|---|
| Employer plans | 55 | 1,864 | 58,547 |
| Median commission rate | 2.2% (18 plans) | 2.5% | 3.8% |
| Middle half of rates | 1.8% – 3.6% | 2.0% – 3.2% | 2.7% – 5.0% |
| Median broker pay per employer | $86,852 | $75,078 | $72,628 |
| Medical premium per covered person | $8,101 | $8,072 | $7,274 |
| Plans reporting no commission | 0 | 18 | 933 |
Year over year. In plan year 2023, 52 Burlington employers reported $101M in premiums and $8.1M in broker pay for 58,783 participants; in 2024 it was $84M and $6.1M for 57,318 participants (premiums −16.4%, broker pay −25.3%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Burlington employers pay health insurance brokers?
55 Burlington employers reported $6,056,115 in broker commissions and fees on their 2024 Form 5500 filings, 55 of them disclosing at least some compensation. Among 18 commission-paying, fully insured medical plans, the median broker rate was 2.2% of premium, 0.3 points below the Massachusetts median of 2.5% and 1.5 points below the U.S. median of 3.8%. In dollars, the median Burlington employer that disclosed broker pay reported $86,852.
Which Burlington employers have the largest health plans?
By insurance premium reported for 2024, Sekisui America Corporation ($23M), Sophos, Inc. ($9.8M), Veracode, Incorporated ($8.3M) lead. 25 Burlington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Burlington?
By compensation reported by Burlington employers, the largest brokers are Mercer ($674,369, 7 plans), OneDigital ($455,925, 6 plans), Lockton ($409,430, 5 plans). By medical premium, the largest carriers are Blue Cross Blue Shield of Massachusetts, Inc., Cigna Health and Life Insurance Company, Tufts Associated Health Maintenance Org., Inc..
Are Burlington employer health plans self-funded or fully insured?
Of 55 Burlington employer plans, 9 are fully insured, 12 are self-funded and 34 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Massachusetts
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