Lanham, Maryland employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in Lanham, Maryland filed health plans with 100 or more participants for plan year 2024, covering 17,424 participants. They reported $1.3M in insurance premiums and $2.0M in broker commissions and fees. Against 2023, premiums were down 44.6% and broker pay rose 19.9%.
Funding: 4 fully insured · 6 self-funded · 5 mixed. 11 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in Lanham
Lanham employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| A.I. Solutions, Inc. | $1,078,282 | $144,697 | 445 | Willis Towers Watson |
| Safeware, Inc. | $191,258 | $37,450 | 196 | OneDigital |
| Science Systems and Applications, Inc. | $72,042 | $90,984 | 688 | Meltzer Group (jemm Group) |
| Trustees for the Electrical Welfare Trust Fund | $0 | — | 12,511 | — |
| Moore Holdings, LLC | $0 | $1,122,332 | 1,569 | Lockton |
| G & G Outfitters, Inc. | $0 | $73,254 | 298 | Kelly Insurance & Investment, Inc |
| TCPS, Inc. | $0 | $16,435 | 294 | Allegeant, LLC |
| Second Family, Inc. dba 2nd Family, Inc. | $0 | $109,971 | 275 | Comprehensive Benefits Planning Inc |
| Ardmore Enterprises, Inc. | $0 | $95,101 | 244 | Rcm&D Inc. |
| Scaffold Resource, LLC | $0 | $60,245 | 212 | Marsh McLennan Agency |
| Genesis Engineering Solutions, Inc. | $0 | $40,131 | 163 | The Meltzer Group, Inc. |
| Total Civil Construction & Engineering, LLC | $0 | $47,272 | 139 | Insurance Associates, a Marsh & MCL |
| HCD International | $0 | $51,291 | 136 | Gallagher |
| Amvets National Service Foundation | $0 | $10,350 | 135 | USI Insurance Services |
| Vantage Systems, Inc. | $0 | $139,561 | 119 | Potomac Basin Group Assoc LLC |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by Lanham employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| Lockton | $1,123,007 | 2 |
| Willis Towers Watson | $144,680 | 1 |
| Potomac Basin Group Assoc LLC | $93,184 | 1 |
| Comprehensive Benefits Planning Inc | $91,246 | 1 |
| Rcm&D Inc. | $70,809 | 1 |
| The Meltzer Group Inc | $65,289 | 4 |
| Kelly Insurance & Investment, Inc | $53,080 | 1 |
| Gallagher | $51,291 | 1 |
| James R Nelligan & Associates LLC | $41,025 | 2 |
| Meltzer Group Inc (jemm Group) | $40,981 | 1 |
Largest medical carriers
Medical premium written for these employers.
Lanham against Maryland and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| Lanham | Maryland | United States | |
|---|---|---|---|
| Employer plans | 15 | 1,084 | 58,547 |
| Median commission rate | n/a | 5.5% | 3.8% |
| Middle half of rates | n/a | 3.9% – 8.1% | 2.7% – 5.0% |
| Median broker pay per employer | $66,750 | $77,915 | $72,628 |
| Medical premium per covered person | n/a | $7,401 | $7,274 |
| Plans reporting no commission | 0 | 12 | 933 |
Year over year. In plan year 2023, 13 Lanham employers reported $2.4M in premiums and $1.7M in broker pay for 19,389 participants; in 2024 it was $1.3M and $2.0M for 17,424 participants (premiums −44.6%, broker pay +19.9%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do Lanham employers pay health insurance brokers?
15 Lanham employers reported $2,039,074 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in Lanham reported premium to compute a stable commission rate; the Maryland median is 5.5% and the U.S. median is 3.8%. In dollars, the median Lanham employer that disclosed broker pay reported $66,750.
Which Lanham employers have the largest health plans?
By insurance premium reported for 2024, A.I. Solutions, Inc. ($1.1M), Safeware, Inc. ($191,258), Science Systems and Applications, Inc. ($72,042) lead. 15 Lanham employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in Lanham?
By compensation reported by Lanham employers, the largest brokers are Lockton ($1.1M, 2 plans), Willis Towers Watson ($144,680, 1 plans), Potomac Basin Group Assoc LLC ($93,184, 1 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Alabama, Cigna Health and Life Insurance Company, Carefirst.
Are Lanham employer health plans self-funded or fully insured?
Of 15 Lanham employer plans, 4 are fully insured, 6 are self-funded and 5 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Other cities in Maryland
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