South Burlington, Vermont employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
15 employers in South Burlington, Vermont filed health plans with 100 or more participants for plan year 2024, covering 3,525 participants. They reported $364,856 in insurance premiums and $539,950 in broker commissions and fees. Against 2023, premiums were up 44.0% and broker pay rose 3.8%.
Funding: 4 fully insured · 8 self-funded · 3 mixed. 11 of 15 plans pay at least some medical claims from the employer's own assets.
Largest employer health plans in South Burlington
South Burlington employers reporting the most insurance premium across every Schedule A contract, with what they paid brokers.
| Employer | Premiums | Broker pay | Participants | Top broker |
|---|---|---|---|---|
| S.D. Ireland Concrete Construction Corporation | $188,267 | $49,319 | 141 | NFP |
| Farrell Distributing Corporation, Inc. | $131,845 | $30,461 | 311 | Cross Benefit Solutions |
| Cobalt Benefits Group, LLC | $44,744 | $9,204 | 158 | James R Nelligan & Assoc LLC |
| Beta Technologies, Inc. | $0 | — | 504 | — |
| PC Construction Company | $0 | $75,136 | 458 | Acrisure |
| The Heritage Automotive Group, Inc. | $0 | $32,620 | 393 | OneDigital |
| IBEW Local 300 Health and Welfare | $0 | $718 | 329 | — |
| Mactaw Inc. dba Pete's RV Center | $0 | $65,666 | 236 | NFP |
| Northcountry Federal Credit Union | $0 | $40,689 | 204 | OneDigital |
| Onlogic, Inc. | $0 | $22,193 | 188 | OneDigital |
| The Lane Press, Inc. | $0 | $79,915 | 135 | The Richards Group |
| Vermont Gas Systems, Inc. | $0 | $35,694 | 122 | Sally McKenzie |
| Hallam Associates, Inc. | $0 | $20,632 | 119 | Acrisure |
| Vermont Federal Credit Union | $0 | $2,442 | 118 | Hickok & Boardman |
| Cathedral Square Corporation | $0 | $75,261 | 109 | Bryan Musa |
Source: DOL Form 5500 Schedule A, plan year 2024; employers are grouped by the sponsor's mailing city as filed. Self-funded employers show only stop-loss and ancillary premium.
Who gets paid
Commissions and fees reported by South Burlington employers, with the number of employer plans naming each broker.
| Broker | Commissions + fees | Plans |
|---|---|---|
| The Richards Group | $93,593 | 2 |
| Acrisure | $93,562 | 4 |
| NFP | $78,470 | 2 |
| OneDigital | $74,707 | 3 |
| Bryan Musa | $53,222 | 1 |
| Sally McKenzie | $34,965 | 1 |
| Cross Benefit Solutions | $29,358 | 1 |
| Centro Benefits Research LLC | $15,533 | 3 |
| Combined Services LLC | $14,168 | 2 |
| Alliant Insurance Services | $13,258 | 1 |
Largest medical carriers
Medical premium written for these employers.
South Burlington against Vermont and the U.S.
Medians over the same definitions on every BenefitsLedger page: commission rate on commission-paying, fully insured medical plans; broker pay per employer that disclosed any; medical premium per covered person.
| South Burlington | Vermont | United States | |
|---|---|---|---|
| Employer plans | 15 | 155 | 58,547 |
| Median commission rate | n/a | 5.2% | 3.8% |
| Middle half of rates | n/a | 5.2% – 5.2% | 2.7% – 5.0% |
| Median broker pay per employer | $34,157 | $35,694 | $72,628 |
| Medical premium per covered person | n/a | n/a | $7,274 |
| Plans reporting no commission | 0 | 0 | 933 |
Year over year. In plan year 2023, 17 South Burlington employers reported $253,363 in premiums and $520,081 in broker pay for 3,862 participants; in 2024 it was $364,856 and $539,950 for 3,525 participants (premiums +44.0%, broker pay +3.8%).
Source: DOL Form 5500 and Schedule A, plan years 2024 and 2023, employer health plans with 100 or more participants; built October 24, 2026. Medians need at least 10 rated plans to be shown for a city. Methodology.
How much do South Burlington employers pay health insurance brokers?
15 South Burlington employers reported $539,950 in broker commissions and fees on their 2024 Form 5500 filings, 14 of them disclosing at least some compensation. Too few fully insured medical plans in South Burlington reported premium to compute a stable commission rate; the Vermont median is 5.2% and the U.S. median is 3.8%. In dollars, the median South Burlington employer that disclosed broker pay reported $34,157.
Which South Burlington employers have the largest health plans?
By insurance premium reported for 2024, S.D. Ireland Concrete Construction Corporation ($188,267), Farrell Distributing Corporation, Inc. ($131,845), Cobalt Benefits Group, LLC ($44,744) lead. 15 South Burlington employers are listed on this page; every employer in the record has its own page.
Which brokers and carriers are paid the most in South Burlington?
By compensation reported by South Burlington employers, the largest brokers are The Richards Group ($93,593, 2 plans), Acrisure ($93,562, 4 plans), NFP ($78,470, 2 plans). By medical premium, the largest carriers are Blue Cross and Blue Shield of Vermont, Cigna Health and Life Insurance Company, Na Specialty Ins. (swiss Re).
Are South Burlington employer health plans self-funded or fully insured?
Of 15 South Burlington employer plans, 4 are fully insured, 8 are self-funded and 3 mix insured and self-funded coverage. Self-funded plans report only stop-loss and ancillary contracts on Schedule A, so their premium and broker pay understate total spend.
Is your company on this page? Get its Form 5500 read next to the South Burlington, Vermont medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
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