Vermont employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
155 Vermont employers filed health plans with 100 or more participants for plan year 2024, covering 63,178 participants. They reported $5.4M in insurance premiums and $8.7M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 5.2% of premium, 1.4 points above the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in Vermont
Every Vermont city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| South Burlington | 15 | $364,856 |
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
| Employer | City | Rate | Broker pay |
|---|---|---|---|
| Omega Optical Holdings, LLC | Brattleboro | 5.2% | $92,885 |
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Vermont employers pay health insurance brokers?
Across 1 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Vermont employers was 5.2% of premium (middle half 5.2% to 5.2%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $35,694.
Which Vermont employers paid the most in broker commissions?
The University of Vermont Health Network, Inc. reported the most in 2024, $908,505, followed by G. S. Precision, Inc. ($532,803) and President and Fellows of Middlebury College ($373,742).
Which brokers and carriers dominate Vermont?
By reported compensation, the largest brokers are Acrisure, Willis Towers Watson, The Richards Group. By medical premium, the largest carriers are Cigna Health and Life Insurance Company, MVP Healthcare, Blue Cross and Blue Shield of Vermont.
Which Vermont cities have the most employer health plans?
South Burlington (15 employer plans, $364,856 in premiums). 1 Vermont cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the Vermont medians.
Tell us the company and a specialist writes up what the public Form 5500 record shows for it, if it files one: broker pay against the medians above, fee disclosure and filing timeliness, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
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