A-G Specialty Insurance, LLC
Updated Filing received by DOL
A-G Specialty Insurance, LLC, a finance & insurance employer in Berwyn, Pennsylvania, reported 100 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $908,560 in insurance premiums across 5 contracts and $85,306 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 30, 2025, before the deadline.
Who was paid on A-G Specialty Insurance, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract A-G Specialty Insurance, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Emerson Rogers, LLC · Blue Bell, PA | $64,329 | $3,925 | $68,254 | 4 |
| Simkiss & Block, · Berwyn, PA | $10,814 | $0 | $10,814 | 2 |
| DBL General Agency, an · Melville, NY | $0 | $6,238 | $6,238 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| QCC Insurance Company (independence Blue Cross)health, PPO | 164 | $773,229 | $57,808 | 7.5% |
| QCC Insurance Company (independence Blue Cross)prescription drug | 80 | $127,252 | $1,069 | 0.8% |
| Vision Benefits of Americavision | 82 | $8,079 | $404 | — |
| United Concordia Insurance Companydental | 173 | — | $9,291 | — |
| Hartford Life and Accidenthealth, life, short-term disability, long-term disability | 164 | — | $16,734 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How A-G Specialty Insurance, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,715 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| A-G Specialty Insurance, LLC Employee Welfare Plan#501 · insurance, general assets | May 31, 2025 | December 30, 2025 | before deadline | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did A-G Specialty Insurance, LLC pay in health insurance broker commissions in 2024?
A-G Specialty Insurance, LLC's 2024 Form 5500 reports $85,306 in broker commissions and fees across 5 insurance contracts ($75,143 in commissions, $10,163 in fees), with Emerson Rogers, LLC receiving the largest share.
Is A-G Specialty Insurance, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by QCC Insurance Company (independence Blue Cross), Hartford Life and Accident.
How does A-G Specialty Insurance, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for A-G Specialty Insurance, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.