ADP Totalsource, Inc.
Updated Filing received by DOL
ADP Totalsource, Inc., a professional & technical services employer in Miami, Florida, reported 552,196 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $458M in insurance premiums across 39 contracts and $9.4M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 12, 2026, within the extension window.
Who was paid on ADP Totalsource, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract ADP Totalsource, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon | $3,045,149 | $361,238 | $3,406,387 | 1 |
| GBS Specialty Markets LLC · Rolling Meadows, IL | $2,667,229 | $216,752 | $2,883,981 | 12 |
| True 3 LLC · Branford, CT | $1,552,903 | $0 | $1,552,903 | 4 |
| True3 LLC · Branford, CT | $870,742 | $0 | $870,742 | 2 |
| Gallagher · San Antonio, TX | $427,943 | $0 | $427,943 | 1 |
| Amwins Group Benefits LLC · Santa Ana, CA | $57,690 | $231,098 | $288,788 | 10 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 39 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Guardian Life Insurance Company of Americadental | 169,449 | $117M | $1.5M | 1.3% |
| Metropolitan Life Insurance Companyhealth, life, short-term disability, long-term disability | 1,043,315 | $103M | $3.4M | 3.3% |
| Delta Dental Insurance Companydental | 159,482 | $64M | $880,068 | 1.4% |
| Aetna Life Insurance Companydental | 132,464 | $59M | $891,548 | 1.5% |
| Blue Cross Blue Shield of Michiganhealth, prescription drug, PPO | 6,599 | $46M | $53,082 | 0.1% |
| Vision Service Planvision | 336,563 | $42M | $2.1M | 5.0% |
| Blue Care Network of Michiganhealth, prescription drug, HMO | 5,146 | $27M | $37,426 | 0.1% |
| Dentegra Insurance Companydental | 4,239 | $1.4M | $19,173 | 1.3% |
| Aetna Health, Inc.HMO | 12,856 | — | — | — |
| Anthem Health Plans of New Hampshire, Inc.health, PPO | 357 | — | $4,876 | — |
| Matthew Thornton Health Plan, Inc.health, HMO, indemnity | 564 | — | $7,704 | — |
| Unitedhealthcare of Californiahealth, HMO | 106 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 44,781 | — | — | — |
| Kaiser Foundation Health Plan of Hawaiihealth, HMO | 614 | — | — | — |
| Harvard Pilgrim Health Carehealth, HMO, PPO | 9,993 | — | $44,160 | — |
| Medica Insurance Companyhealth | 5,827 | — | — | — |
| Unitedhealthcare Insurance Companyhealth · amount flagged as implausible, excluded | 256,988 | — | — | — |
| Kaiser Foundation Health Plan of the NorthwestHMO | 1,691 | — | $8,000 | — |
| Regence Bluecross Blueshield of Oregonhealth, PPO | 5,131 | — | — | — |
| Aetna Life Insurance Companyhealth · amount flagged as implausible, excluded | 230,362 | — | — | — |
| Anthem Blue Cross and Blue Shieldhealth, dental, vision, PPO | 37,792 | — | $93,745 | — |
| Anthem Health Plans of KY, Inc.health, PPO | 3,753 | — | $67,524 | — |
| Anthem Insurance Companies, Inc.health, PPO | 3,056 | — | $109,854 | — |
| Asuris Northwest Healthhealth, PPO | 117 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How ADP Totalsource, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 535,830 | 552,196 | +3.1% |
| Premiums filed | $421,784,106 | $458,299,031 | not comparable |
| Broker commissions + fees | $10,101,140 | $9,430,744 | −6.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| ADP Totalsource, Inc. Health and Welfare Plan#501 · insurance, general assets, trust | May 31, 2025 | March 12, 2026 | within extension | 552,196 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did ADP Totalsource, Inc. pay in health insurance broker commissions in 2024?
ADP Totalsource, Inc.'s 2024 Form 5500 reports $9,430,744 in broker commissions and fees across 39 insurance contracts ($8,621,656 in commissions, $809,088 in fees), with Aon receiving the largest share.
Is ADP Totalsource, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Metropolitan Life Insurance Company, Blue Cross Blue Shield of Michigan, Blue Care Network of Michigan.
How does ADP Totalsource, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for ADP Totalsource, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.