Insurance carrier · Plan year 2024 · Form 5500 Schedule A

The Guardian Life Insurance Company of America

The Guardian Life Insurance Company of America appeared on 6,633 contracts at 6,408 employer health plans in plan year 2024 filings, with $143M in earned premium, ranking #45 of 1,452 carriers. Its medical contracts covered 20,859 people. Employers reported broker commissions and fees of $236M on those contracts, 164.8% of premium.

Premium

$143M

$609,787 medical

Employers

6,408

6,633 contracts

People covered

20,859

medical contracts, year end

Broker pay

164.8%

$236M · U.S. median 3.8%

Coverage lines on its contracts: life (4,699), long-term disability (4,104), dental (4,084), vision (3,747), short-term disability (3,657), indemnity (462).

Where it writes the most

Medical premium by employer state.

$609,787

Largest clients

Employer plans reporting the most premium with this carrier.

Employer	Premium	Participants
ADP Totalsource, Inc. · Florida	$117,074,431	552,196
Lippert Components Inc. · Indiana	$8,047,344	13,059
The Guardian Life Insurance Company of America · New York	$3,235,923	4,593
The Guardian Life Insurance Company of America · New York	$2,824,694	4,593
Comporium, Inc. · South Carolina	$1,372,322	1,306
KPH Healthcare Services, Inc. · New York	$1,330,367	1,230
Trustees - Ugsoa Health and Welfare Fund · Massachusetts	$1,106,092	1,912
North American Automotive Services, Inc. · Illinois	$997,065	2,777
The Guardian Life Insurance Company of America · New York	$922,352	4,593
West Herr Ford Inc · New York	$663,331	2,578
The Guardian Life Insurance Company of America · New York	$557,401	4,593
The Guardian Life Insurance Company of America · New York	$496,027	4,593
Material Control Inc. Employee Insurance Plan · Michigan	$495,065	391
The Guardian Life Insurance Company of America · New York	$484,830	4,593
The Guardian Life Insurance Company of America · New York	$462,938	4,593
Seamon Whiteside & Associates, Inc. · South Carolina	$425,612	222
Entech Engineering, PC · New York	$298,773	246
Trustees of Dist. No. 9 Int'l Assoc of Machinists Welfare Trust · Missouri	$298,504	3,798
The Guardian Life Insurance Company of America · New York	$256,622	4,593
Cafaro Management Company · Ohio	$250,062	308
Himoinsa Power Systems Inc · Kansas	$177,303	126
West Herr Ford Inc · New York	$149,724	2,578
Trion Industries, Inc. · Pennsylvania	$148,560	203
The Guardian Life Insurance Company of America · New York	$138,236	4,593
The Fountainhead Group, Inc. · New York	$129,339	102

Filed under 12 spellings, including The Guardian Life Insurance Company of America; Guardian Life Insurance Company of America; The Guardian Life Insurance of America; Guardian Life Insurance Co of America; The Guardian Life Insurance Company of America.; Guardian Life Insurance of America; and others; this page adds them together.

Source: DOL Form 5500 Schedule A, plan year 2024; built October 24, 2026. One insurer's filed spellings (for example "Blue Cross Blue Shield", "BlueCross BlueShield" and "Blue Cross and Blue Shield" of the same state) are grouped on one page; different state plans stay separate.

How many employer health plans does The Guardian Life Insurance Company of America insure?

The Guardian Life Insurance Company of America was named on 6,633 insurance contracts at 6,408 employers with 100 or more participants in plan year 2024 filings, with $142,977,162 in earned premium and 20,859 people covered on medical contracts.

How much do brokers earn on The Guardian Life Insurance Company of America contracts?

Employers reported $235,581,463 in broker commissions and fees on The Guardian Life Insurance Company of America contracts, 164.8% of premium. The all-carrier median on fully insured medical plans is 3.8%.

Where is The Guardian Life Insurance Company of America strongest?

By medical premium, its largest states are New York, Colorado, Pennsylvania.