Advanced Payroll Solutions, Inc.
Updated Filing received by DOL
Advanced Payroll Solutions, Inc., a real estate & rental employer in Irvine, California, reported 462 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $234,004 in insurance premiums across 9 contracts and $233,927 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 25, 2025, before the deadline.
Who was paid on Advanced Payroll Solutions, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Advanced Payroll Solutions, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Newport Beach, CA | $187,580 | $0 | $187,580 | 5 |
| Invensure Insurance Brokers, Inc. · Irvine, CA | $38,245 | $0 | $38,245 | 5 |
| Colonial Life & Accident Insurance · Columbia, SC | $7,316 | $786 | $8,102 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companydental | 219 | $162,668 | $3,135 | 1.9% |
| Standard Insurance Companylife | 524 | $40,719 | $2,519 | 6.2% |
| Standard Insurance Companyvision | 313 | $30,617 | $3,336 | 10.9% |
| Colonial Life & Accident Insurance Companylife, short-term disability | 7 | — | $4,357 | — |
| California Dental Network, Inc.dental | 205 | — | $3,021 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 494 | — | $213,688 | — |
| Colonial Life & Accident Insurance Companylife, short-term disability | 31 | — | $3,745 | — |
| Safeguard Health Plans, Inc., a California Corporationdental | 271 | — | $126 | — |
| Health and Human Resources Center, Inc.coverage not coded | 522 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Advanced Payroll Solutions, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 457 | 462 | +1.1% |
| Premiums filed | $237,339 | $234,004 | not comparable |
| Broker commissions + fees | $185,169 | $233,927 | +26.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Advanced Payroll Solutions, Inc. Welfare Benefits#501 · insurance, general assets | February 28, 2025 | August 25, 2025 | before deadline | 462 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Advanced Payroll Solutions, Inc. pay in health insurance broker commissions in 2024?
Advanced Payroll Solutions, Inc.'s 2024 Form 5500 reports $233,927 in broker commissions and fees across 9 insurance contracts ($233,141 in commissions, $786 in fees), with HUB International receiving the largest share.
Is Advanced Payroll Solutions, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc..
How does Advanced Payroll Solutions, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Advanced Payroll Solutions, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.