Advanced Radiology Services, P.C.
Updated Filing received by DOL
Advanced Radiology Services, P.C., a healthcare & social assistance employer in Grand Rapids, Michigan, reported 391 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $462,926 in insurance premiums across 5 contracts and $46,704 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 22, 2026, before the deadline.
Who was paid on Advanced Radiology Services, P.C.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Advanced Radiology Services, P.C. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Atlanta, GA | $45,777 | $848 | $46,625 | 6 |
| Img · Indianapolis, IN | $0 | $79 | $79 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Michigandental | 983 | $462,926 | $23,229 | 5.0% |
| Hawaii Medical Service Associationhealth | 1 | — | — | — |
| Metropolitan Life Insurance Companyvision | 821 | — | $3,060 | — |
| Prudential Insurance Company of Americalife, short-term disability, long-term disability | 442 | — | $12,465 | — |
| Pan American Life Insurance Companyhealth | 159 | — | $7,950 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Advanced Radiology Services, P.C. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 413 | 391 | −5.3% |
| Premiums filed | $498,023 | $462,926 | not comparable |
| Broker commissions + fees | $55,628 | $46,704 | −16.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Advanced Radiology Services P.C. Group Insurance Plan#501 · insurance, general assets | December 31, 2025 | June 22, 2026 | before deadline | 391 |
| Advanced Radiology Services P.C. Group Insurance Plan#503 · insurance, general assets | December 31, 2025 | June 22, 2026 | before deadline | 391 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Advanced Radiology Services, P.C. pay in health insurance broker commissions in 2025?
Advanced Radiology Services, P.C.'s 2025 Form 5500 reports $46,704 in broker commissions and fees across 5 insurance contracts ($45,777 in commissions, $927 in fees), with Aon receiving the largest share.
Is Advanced Radiology Services, P.C.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association, Pan American Life Insurance Company.
How does Advanced Radiology Services, P.C.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Advanced Radiology Services, P.C. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.