BenefitsLedger
Industry · Plan year 2024 · Form 5500

Healthcare & social assistance employer health plans: what they cost and who gets paid

8,344 Healthcare & social assistance employers filed health plans with 100 or more participants for plan year 2024, covering 10,330,518 participants. They reported $4.8B in insurance premiums and $1.1B in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 3.7% of premium, 0.1 points below the national median of 3.8%.

Employer plans
8,344
10,330,518 participants
Premiums
$4.8B
all coverage lines
Broker pay
$1.1B
7,805 employers disclosed
Median rate
3.7%
U.S. median 3.8%

Largest employer plans

By health plan participants.

EmployerCityParticipants
Trinity HealthLivonia, MI158,270
Board of Trustees of 1199seiu NBF Health and Human Service EmployeesNew York, NY156,501
Kaiser Foundation Health Plan, Inc.Oakland, CA141,840
UPMCPittsburgh, PA100,990
Providence Health & ServicesRenton, WA87,487
Mayo ClinicRochester, MN84,412
Advocate Aurora Health, Inc.Milwaukee, WI80,015
The Cleveland Clinic FoundationCleveland, OH76,011
Mass General Brigham IncorporatedSomerville, MA73,268
Universal Health Services, Inc.King of Prussia, PA65,125
National Medical Care, Inc.Waltham, MA59,091
Corewell HealthGrand Rapids, MI59,005
Davita Inc.Denver, CO58,898
Dignity HealthSan Francisco, CA58,879
Southern California Permanente Medical GroupOakland, CA57,052
Sutter HealthSacramento, CA55,542
Tenet Healthcare CorporationDallas, TX55,262
Northwell HealthWestbury, NY53,955
Laboratory Corporation of America HoldingsBurlington, NC52,978
Commonspirit HealthErlanger, KY51,925
Lifepoint Health, Inc.Brentwood, TN51,153
Chs/Community Health Systems, Inc.Franklin, TN50,180
Intermountain Health Care, Inc.Salt Lake City, UT49,358
Baylor Scott & White HoldingsDallas, TX49,348
Banner HealthPhoenix, AZ48,768

Highest broker pay

Employers reporting the most broker commissions and fees.

EmployerCityBroker payRate
Prisma HealthGreenville, SC$6,210,946—
Lifepoint Health, Inc.Brentwood, TN$4,405,412—
The Permanente Medical Group, Inc.Oakland, CA$4,121,408—
Southern California Permanente Medical GroupOakland, CA$3,951,262—
Steward Health Care System LLCDallas, TX$3,424,459—
Heartland Dental, LLCEffingham, IL$2,930,103—
Premier HealthDayton, OH$2,881,569—
Yale New Haven Health Services CorporationNew Haven, CT$2,701,650—
The Methodist HospitalHouston, TX$2,541,112—
Kaiser Foundation Health Plan, Inc.Oakland, CA$2,533,7360.0%
Geisinger System ServicesDanville, PA$2,487,3990.0%
Norton Healthcare, Inc. DepartmentLouisville, KY$2,420,469—
Ensign Services, Inc.San Juan Capistrano, CA$2,417,899—
Stanford Health CareStanford, CA$2,251,489—
Baylor Scott & White HoldingsDallas, TX$2,230,360—
Indiana University Health Inc.Indianapolis, IN$2,151,513—
Inova Health System FoundationFairfax, VA$2,020,860—
Universal Health Services, Inc.King of Prussia, PA$2,001,977—
The Nebraska Medical CenterOmaha, NE$2,000,945—
Intermountain Health Care, Inc.Salt Lake City, UT$1,994,384—
Centra Health, Inc.Lynchburg, VA$1,978,301—
Endeavor HealthEvanston, IL$1,960,373—
Exact Sciences CorporationMadison, WI$1,933,978—
Select Medical CorporationMechanicsburg, PA$1,920,564—
Advanced Homecare Management, Inc.Dallas, TX$1,896,065—

Highest commission rates

Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.

EmployerCityRateBroker pay
Best Option Healthcare PR LLCSan Juan, PR15.0%$147,043
Columbus Hospice, Inc.Columbus, GA14.9%$77,822
Mid America Physician Services, LLCOverland Park, KS12.9%$154,831
Central Georgia Heart Center, PCMacon, GA12.1%$85,836
Hutsonwood, Inc.Brentwood, TN11.1%$128,787
Lumina Management Services, LLCPhoenix, AZ10.0%$60,902
Marketing Association for Rehabilitation Centers IncHazelwood, NC9.9%$521,490
Ozark Tri-County Health Care Consortium dba Access Family CareNeosho, MO9.5%$231,411
The National Center for Children and FamiliesBethesda, MD9.4%$196,155
Shared Practices Group, LLCPhoenix, AZ9.2%$64,629
Tri-County OrthopedicsCedar Knolls, NJ9.2%$116,661
Interborough Developmental & Consultation CenterBrooklyn, NY9.0%$501,912
Strategic Dental Executives, LLCDenton, TX9.0%$201,084
Macomb-Oakland Regional Center, Inc.Clinton TWP, MI8.9%$197,207
Community Living Services, Inc.Wayne, MI8.9%$252,871
Easter Seals Serving DC MD Va,inc.Silver Spring, MD8.4%$88,464
Rockwell Medical Inc.Wixom, MI8.2%$88,823
Covenant Community CareDetroit, MI7.9%$58,880
Lighthouse Behavioral Health Solutions, LLCColumbus, OH7.8%$137,006
CT Clinical Services, Inc.New Haven, CT7.8%$177,622
Nightingale Admin Services, LLCBoca Raton, FL7.7%$74,353
Positive Beginnings Inc.Flushing, NY7.7%$77,910
Grand Street Settlement, Inc.New York, NY7.7%$193,738
The New York Proton CenterNew York, NY7.5%$119,012
Montefiore Einstein Advanced CareElmsford, NY7.4%$95,489

Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.

What do Healthcare & social assistance employers pay health insurance brokers?

Across 721 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Healthcare & social assistance employers was 3.7% of premium (middle half 2.6% to 5.0%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $72,771.

Which Healthcare & social assistance employers paid the most in broker commissions?

Prisma Health reported the most in 2024, $6,210,946, followed by Lifepoint Health, Inc. ($4.4M) and The Permanente Medical Group, Inc. ($4.1M).

Which brokers and carriers dominate this industry?

By reported compensation, the largest brokers are Gallagher, Marsh McLennan Agency, Lockton. By medical premium, the largest carriers are Blue Cross Blue Shield of Massachusetts, Inc., Bluecross Blueshield of Illinois, Independence Blue Cross.

Other industries

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