Advisor HR Peo
Updated Filing received by DOL
Advisor HR Peo, a professional & technical services employer in Huntersville, North Carolina, reported 231 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $2.3M in insurance premiums across 2 contracts and $111,235 in broker commissions and fees, 3.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 18, 2025, before the deadline.
Who was paid on Advisor HR Peo's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Advisor HR Peo filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hilb Group of North Carolina · Winston-Salem, NC | $66,106 | $0 | $66,106 | 1 |
| Advisor HR Insurance Services · Huntersville, NC | $45,129 | $0 | $45,129 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluechoice Healthplanhealth | 315 | $2.3M | $88,141 | 3.9% |
| Metropolitan Life Insurance Companydental, vision, life | 737 | — | $23,094 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Advisor HR Peo compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,216 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 201 | 231 | +14.9% |
| Premiums filed | $1,534,522 | $2,272,943 | +48.1% |
| Broker commissions + fees | $88,070 | $111,235 | +26.3% |
| Commission rate | 5.0% | 3.9% | −1.1 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Advisor HR Peo Employee Benefit Plan#501 · insurance, general assets | May 31, 2025 | December 18, 2025 | before deadline | 231 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Advisor HR Peo pay in health insurance broker commissions in 2024?
Advisor HR Peo's 2024 Form 5500 reports $111,235 in broker commissions and fees across 2 insurance contracts ($111,235 in commissions, $0 in fees), with Hilb Group of North Carolina receiving the largest share.
Is Advisor HR Peo's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluechoice Healthplan.
How does Advisor HR Peo's broker compensation compare with similar employers?
Advisor HR Peo paid 3.9% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in North Carolina is 4.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.