Aerial Machine & Tool Corporation
Updated Filing received by DOL
Aerial Machine & Tool Corporation, a manufacturing — metal, equipment, transportation employer in Meadows of Dan, Virginia, reported 122 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.1M in insurance premiums across 4 contracts and $87,461 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 24, 2026, before the deadline.
Who was paid on Aerial Machine & Tool Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Aerial Machine & Tool Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Corporate Synergies · Camden, NJ | $12,195 | $66,770 | $78,965 | 3 |
| Judy L McCullough · Forest, VA | $2,648 | $73 | $2,721 | 1 |
| Melissa L Karnes · Daleville, VA | $1,961 | $71 | $2,032 | 1 |
| Gerald B Burrus and Various Agents · Pulaski, VA | $1,547 | $0 | $1,547 | 1 |
| Nancy a Flippin · Stuart, VA | $1,315 | $16 | $1,331 | 1 |
| Tricia a Vandevander · Daleville, VA | $392 | $0 | $392 | 1 |
| Travis B Hawkins · Abingdon, VA | $303 | $30 | $333 | 1 |
| Kevin L Martin · Salem, VA | $140 | $0 | $140 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth | 94 | $1.1M | $66,770 | 6.2% |
| Aflaccoverage not coded | 92 | — | $8,496 | — |
| Unitedhealthcare Insurance Companylife, short-term disability, long-term disability | 122 | — | $8,470 | — |
| Unitedhealthcare Insurance Companyhealth, dental, vision | 327 | — | $3,725 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Aerial Machine & Tool Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $11,520 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Aerial Machine & Tool Corporation Health & Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 24, 2026 | before deadline | 122 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Aerial Machine & Tool Corporation pay in health insurance broker commissions in 2025?
Aerial Machine & Tool Corporation's 2025 Form 5500 reports $87,461 in broker commissions and fees across 4 insurance contracts ($20,501 in commissions, $66,960 in fees), with Corporate Synergies receiving the largest share.
Is Aerial Machine & Tool Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Unitedhealthcare Insurance Company.
How does Aerial Machine & Tool Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Aerial Machine & Tool Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.