BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Alfred Nickles Bakery, Inc.

Manufacturing — food & textile · Navarre, Ohio · EIN ending 8345

Updated Filing received by DOL

Alfred Nickles Bakery, Inc., a manufacturing — food & textile employer in Navarre, Ohio, reported 287 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 16 insurance contracts with no premium reported and $27,271 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 11, 2026, within the extension window.

Participants
287
+0.3% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$27,271
+18.7% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Alfred Nickles Bakery, Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Alfred Nickles Bakery, Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Benefit Related Services · Canton, OH$24,061$0$24,06112
BRS Group LTD · Canton, OH$3,210$0$3,2101

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
US Fire Insurance - Partners Mge Generalcoverage not coded279———
Life Insurance Company of North Americashort-term disability94—$2,066—
Life Insurance Company of North Americacoverage not coded13—$50—
Life Insurance Company of North Americacoverage not coded266—$245—
Life Insurance Company of North Americalong-term disability86—$3,615—
Life Insurance Company of North Americalong-term disability10—$2,945—
Life Insurance Company of North Americalife13—$455—
Life Insurance Company of North Americalife266—$2,125—
Life Insurance Company of North Americalife8—$1,063—
Life Insurance Company of North Americalife27—$3,041—
Life Insurance Company of North Americacoverage not coded45—$172—
Life Insurance Company of North Americacoverage not coded4—$33—
Life Insurance Company of North Americacoverage not coded13———
Life Insurance Company of North Americacoverage not coded266———
The Health Planhealth266—$8,251—
Unitedhealthcare Insurance Companycoverage not coded53—$3,210—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Alfred Nickles Bakery, Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Alfred Nickles Bakery, Inc.
$27,271
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$22,978$27,271Broker pay20232024
Alfred Nickles Bakery, Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants286287+0.3%
Premiums filed$0$0not comparable
Broker commissions + fees$22,978$27,271+18.7%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Nickles Bakery Group Health & Welfare Plan#505 · insurance, general assetsSeptember 30, 2025July 11, 2026within extension287

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Alfred Nickles Bakery, Inc. pay in health insurance broker commissions in 2024?

Alfred Nickles Bakery, Inc.'s 2024 Form 5500 reports $27,271 in broker commissions and fees across 16 insurance contracts ($27,271 in commissions, $0 in fees), with Benefit Related Services receiving the largest share.

Is Alfred Nickles Bakery, Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by The Health Plan.

How does Alfred Nickles Bakery, Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Alfred Nickles Bakery, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.