BenefitsLedger
Industry · Plan year 2024 · Form 5500

Manufacturing — food & textile employer health plans: what they cost and who gets paid

1,561 Manufacturing — food & textile employers filed health plans with 100 or more participants for plan year 2024, covering 1,657,810 participants. They reported $510M in insurance premiums and $168M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 4.2% of premium, 0.4 points above the national median of 3.8%.

Employer plans
1,561
1,657,810 participants
Premiums
$510M
all coverage lines
Broker pay
$168M
1,475 employers disclosed
Median rate
4.2%
U.S. median 3.8%

Largest employer plans

By health plan participants.

EmployerCityParticipants
Pepsico, Inc.Purchase, NY128,166
JBS USA Food Company HoldingsGreeley, CO71,220
Nestle USA, Inc. Attn Health & WelfareSolon, OH36,323
Mohawk Esv, Inc.Calhoun, GA23,548
Joint Board of Trustees, Bakery & Confectionery Union & IndustryKensington, MD22,606
Hormel Foods CorporationAustin, MN21,629
The Campbell's CompanyCamden, NJ20,442
The Hershey CompanyHershey, PA20,291
Shaw Industries Group, Inc.Dalton, GA18,227
McCormick & Company, IncHunt Valley, MD17,563
Conagra Brands, Inc.Chicago, IL15,981
Mars, IncorporatedHackettstown, NJ14,944
Dairy Farmers of America, Inc.Kansas City, KS14,674
Bbu, Inc.Horsham, PA14,568
Reynolds American Inc.Winston-Salem, NC14,440
General Mills, Inc.Minneapolis, MN14,052
Mondelez Global LLCChicago, IL12,934
Under Armour, IncBaltimore, MD12,305
Coca-Cola Consolidated, Inc.Charlotte, NC11,817
Altria Client Services LLCRichmond, VA10,520
Foster Poultry FarmsLivingston, CA10,317
Coca Cola Bottling Company United, Inc.Birmingham, AL10,265
Hearthside Food Solutions, LLCDowners Grove, IL9,998
Anheuser-Busch Companies, LLCST. Louis, MO9,583
Flowers Foods, Inc.Thomasville, GA9,445

Highest broker pay

Employers reporting the most broker commissions and fees.

EmployerCityBroker payRate
Rich Products CorporationBuffalo, NY$1,686,545—
Peco Foods, Inc.Tuscaloosa, AL$1,653,6190.0%
Swire Pacific Holdings Inc. and Its AffiliatesDraper, UT$1,624,135—
Coca Cola Bottling Company United, Inc.Birmingham, AL$1,450,342—
Bluetriton Brands IncStamford, CT$1,290,165—
The Campbell's CompanyCamden, NJ$1,107,648—
VF CorporationDenver, CO$1,080,990—
Ferrero USA Inc.Parsippany, NJ$1,049,424—
Dairy Farmers of America, Inc.Kansas City, KS$1,030,307—
Fgf,llcSan Antonio, TX$1,021,200—
Shaw Industries Group, Inc.Dalton, GA$947,530—
Imagefirst Healthcare Laundry Specialists, Inc.King of Prussia, PA$929,998—
Deckers Outdoor CorporationGoleta, CA$915,399—
Albany International Corp.Rochester, NH$908,169—
Gold Coast Ingredients IncCommerce, CA$891,232—
Bbu, Inc.Horsham, PA$888,039—
Swisher International IncJacksonville, FL$841,9501.4%
Ruiz Food Products, Inc.Frisco, TX$836,086—
Schell and Kampeter, Inc.Meta, MO$754,878—
Mohawk Esv, Inc.Calhoun, GA$751,707—
Dreyer's Grand Ice Cream Inc.Walnut Creek, CA$745,345—
Ginkgo Bioworks, Inc.Boston, MA$730,929—
Golden State Foods CorpIrvine, CA$710,992—
Monogram Food Solutions, LLC Welfare PlanMemphis, TN$710,105—
JBS USA Food Company HoldingsGreeley, CO$698,303—

Highest commission rates

Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.

EmployerCityRateBroker pay
Vantage Custom Classics, Inc.Avenel, NJ11.4%$59,423
Brewdog Brewing Company LLCCanal Winchester, OH10.4%$74,306
Perry's Ice Cream Company, Inc.Akron, NY9.6%$57,587
The Life Is Good CompanyBoston, MA6.9%$137,743
Chester A. Asher, Inc.Souderton, PA6.7%$49,271
Peppers Unlimited of Louisiana, Inc.Saint Martinville, LA6.4%$71,082
Tennier LLCHuntsville, TN6.2%$38,150
Eddy Packing Company, Inc.Yoakum, TX6.0%$138,440
Gulf Pacific Rice Co., LLCHouston, TX6.0%$69,569
Destileria Serralles Union MCSPonce, PR5.9%$163,996
Molinos de Puerto Rico, LLCSan Juan, PR5.9%$54,259
M M Manufacturing, LLCLajas, PR5.8%$42,956
Keer America CorporationIndian Land, SC5.7%$48,341
Magic Seasoning Blends, L.L.C.Harahan, LA5.6%$58,990
Belfonte Ice Cream Co.Kansas City, MO5.6%$40,759
Lone Star Beef Processors, LPSan Angelo, TX5.4%$108,307
Lifestyle Footwear, Inc.Moca, PR5.3%$44,423
Louisiana Sugar Refining, LLCGramercy, LA5.3%$99,299
Dare Foods IncorporatedSpartanburg, SC5.3%$61,121
Resourceone Global L L CRiverside, MO5.1%$118,478
R.L. Schreiber, Inc.Fort Lauderdale, FL5.0%$55,496
Able Sales Company, Inc.San Juan, PR5.0%$45,568
Pepsico Puerto Rico IncGuaynabo, PR5.0%$29,888
Elmer Candy CorporationPonchatoula, LA5.0%$56,554
Century Frozen LLCCanovanas, PR5.0%$29,575

Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.

What do Manufacturing — food & textile employers pay health insurance brokers?

Across 86 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Manufacturing — food & textile employers was 4.2% of premium (middle half 2.8% to 5.2%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $62,327.

Which Manufacturing — food & textile employers paid the most in broker commissions?

Rich Products Corporation reported the most in 2024, $1,686,545, followed by Peco Foods, Inc. ($1.7M) and Swire Pacific Holdings Inc. and Its Affiliates ($1.6M).

Which brokers and carriers dominate this industry?

By reported compensation, the largest brokers are Marsh McLennan Agency, Mercer, Gallagher. By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Blue Cross and Blue Shield of Alabama, Bluecross Blueshield of Illinois.

Other industries

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