Alliance Rubber Company
Updated Filing received by DOL
Alliance Rubber Company, a manufacturing — chemical, wood, plastics employer in Hot Springs, Arkansas, reported 169 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.4M in insurance premiums across 4 contracts and $48,855 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on Alliance Rubber Company's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Alliance Rubber Company filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Rolling Meadows, IL | $15,697 | $28,634 | $44,331 | 4 |
| Kayla Propps · Nashville, AR | $3,521 | $274 | $3,795 | 1 |
| Maria Vandyke · Maumelle, AR | $387 | $0 | $387 | 1 |
| Jerry Duncan · Fayetteville, AR | $317 | $0 | $317 | 1 |
| Lisa Yandell · Maumelle, AR | $25 | $0 | $25 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Arkansas Blue Cross and Blue Shieldhealth, prescription drug | 159 | $1.3M | $26,093 | 2.0% |
| Arkansas Blue Cross and Blue Shielddental | 175 | $56,488 | — | — |
| Arkansas Blue Cross and Blue Shieldvision | 145 | — | $1,349 | — |
| Usable Lifehealth, life, short-term disability, indemnity | 123 | — | $21,413 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Alliance Rubber Company compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $8,219 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 188 | 169 | −10.1% |
| Premiums filed | $1,505,322 | $1,363,353 | not comparable |
| Broker commissions + fees | $51,173 | $48,855 | −4.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Alliance Rubber Company Cafeteria Plan#501 · insurance, general assets | December 31, 2025 | July 28, 2026 | before deadline | 169 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Alliance Rubber Company pay in health insurance broker commissions in 2025?
Alliance Rubber Company's 2025 Form 5500 reports $48,855 in broker commissions and fees across 4 insurance contracts ($19,947 in commissions, $28,908 in fees), with Gallagher receiving the largest share.
Is Alliance Rubber Company's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Arkansas Blue Cross and Blue Shield, Usable Life.
How does Alliance Rubber Company's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Alliance Rubber Company because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.