Architectural Systems, Inc Beckwith
Updated Filing received by DOL
Architectural Systems, Inc Beckwith, a manufacturing — metal, equipment, transportation employer in Monett, Missouri, reported 429 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $685,098 in insurance premiums across 9 contracts and $221,625 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Berkley Life & Health Insurance Co). The Department of Labor received the filing on August 27, 2026, before the deadline.
Who was paid on Architectural Systems, Inc Beckwith's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Architectural Systems, Inc Beckwith filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Innovare Health Plan Group Inc · Springfield, MO | $83,658 | $242 | $83,900 | 8 |
| Show Me Health Adminstrators LLC | $65,593 | $0 | $65,593 | 1 |
| Optum Health MTP | $29,306 | $0 | $29,306 | 1 |
| Valenz Care dba Inetico LLC | $18,372 | $0 | $18,372 | 1 |
| Gis Benefits Inc · Morris, IL | $14,835 | $1,738 | $16,573 | 15 |
| Innovara Health Plan Group, Inc · Springfield, MO | $4,705 | $0 | $4,705 | 1 |
| Mercy Benefits Administrators | $3,176 | $0 | $3,176 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Berkley Life & Health Insurance Costop-loss | 214 | $388,409 | $169,667 | 43.7% |
| Reliance Standard Life Insurance Companydental, vision | 429 | $118,706 | $17,806 | 15.0% |
| Reliance Standard Life Insurance Companylife | 284 | $77,668 | $10,820 | 13.9% |
| Reliance Standard Life Insurance Companyshort-term disability | 53 | $31,365 | $6,614 | 21.1% |
| Reliance Standard Life Insurance Companylong-term disability | 44 | $24,910 | $5,213 | 20.9% |
| Reliance Standard Life Insurance Companycoverage not coded | 29 | $17,802 | $5,517 | 31.0% |
| Reliance Standard Life Insurance Companycoverage not coded | 62 | $13,051 | $3,393 | 26.0% |
| Reliance Standardindemnity | 32 | $7,150 | $1,499 | — |
| Reliance Standard Life Insurance Compamycoverage not coded | 99 | $6,037 | $1,096 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Architectural Systems, Inc Beckwith compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 376 | 429 | +14.1% |
| Premiums filed | $650,032 | $685,098 | +5.4% |
| Broker commissions + fees | $195,698 | $221,625 | +13.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Architectural Systems, Inc. Benefit Plan#501 · insurance | January 31, 2026 | August 27, 2026 | before deadline | 429 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Architectural Systems, Inc Beckwith pay in health insurance broker commissions in 2025?
Architectural Systems, Inc Beckwith's 2025 Form 5500 reports $221,625 in broker commissions and fees across 9 insurance contracts ($219,645 in commissions, $1,980 in fees), with Innovare Health Plan Group Inc receiving the largest share.
Is Architectural Systems, Inc Beckwith's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Berkley Life & Health Insurance Co).
How does Architectural Systems, Inc Beckwith's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Architectural Systems, Inc Beckwith because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.