Ark Restaurants Corporation
Updated Filing received by DOL
Ark Restaurants Corporation, an accommodation & food services employer in New York, New York, reported 576 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $377,689 in insurance premiums across 10 contracts and $182,935 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 15, 2026, within the extension window.
Who was paid on Ark Restaurants Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ark Restaurants Corporation filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Medical Link LLC · Garden City, NY | $52,401 | $0 | $52,401 | 3 |
| Comprehensive Insurance Solutions · Las Vegas, NV | $35,027 | $0 | $35,027 | 2 |
| Grace Taylor · Las Vegas, NV | $33,927 | $0 | $33,927 | 1 |
| Global Coverage Inc. · New York, NY | $29,937 | $0 | $29,937 | 1 |
| Fna Insurance Services Inc · Melville, NY | $0 | $16,398 | $16,398 | 1 |
| Shelton Benefits LLC · Elberta, AL | $6,917 | $246 | $7,163 | 2 |
| Kellie Leanne Wells · Fairhope, AL | $1,492 | $396 | $1,888 | 2 |
| Jennifer C Cushman · Mobile, AL | $309 | $1,491 | $1,800 | 2 |
| Melissa Billingsley · Ocean Springs, MS | $501 | $593 | $1,094 | 2 |
| Lewis Ashton Brock Iii · Mobile, AL | $662 | $237 | $899 | 2 |
| Ashley Nettles · Mobile, AL | $67 | $716 | $783 | 2 |
| Sherrel S Cochran · Semmes, AL | $364 | $125 | $489 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, dental, vision, prescription drug, PPO | 43 | $377,689 | — | — |
| Health Plan of Nevadahealth, prescription drug | 360 | — | $21,309 | — |
| Prominence Health Planhealth | 289 | — | $33,927 | — |
| Unitedhealthcare Insurance Companyhealth | 34 | — | $91,240 | — |
| The Guardian Life Insurance Company of Americadental, vision, life, short-term disability | 253 | — | $13,718 | — |
| The Guardian Life Insurance Company of Americadental, vision | 188 | — | $5,244 | — |
| Metropolitan Life Insurance Companylife | 178 | — | $2,252 | — |
| Life Insurance Company of Boston & New Yorklife | 23 | — | $108 | — |
| Colonial Life & Accident Insurance Companyhealth, life | 40 | — | $9,722 | — |
| Colonial Life & Accident Insurance Companyhealth, life | 37 | — | $5,415 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ark Restaurants Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $8,783 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 567 | 576 | +1.6% |
| Premiums filed | $388,566 | $377,689 | not comparable |
| Broker commissions + fees | $243,971 | $182,935 | −25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ark Restaurants Corporation Consolidated Health and Welfare Benefits Plan#501 · insurance, general assets | September 30, 2025 | July 15, 2026 | within extension | 576 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ark Restaurants Corporation pay in health insurance broker commissions in 2024?
Ark Restaurants Corporation's 2024 Form 5500 reports $182,935 in broker commissions and fees across 10 insurance contracts ($162,703 in commissions, $20,232 in fees), with The Medical Link LLC receiving the largest share.
Is Ark Restaurants Corporation's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Health Plan of Nevada, Prominence Health Plan.
How does Ark Restaurants Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ark Restaurants Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.