Arrow Child & Family Ministries
Updated Filing received by DOL
Arrow Child & Family Ministries, a healthcare & social assistance employer in Spring, Texas, reported 458 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $100,788 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on October 21, 2025, before the deadline.
Who was paid on Arrow Child & Family Ministries's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Arrow Child & Family Ministries filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Dallas, TX | $77,240 | $6,410 | $83,650 | 5 |
| Crystal J Mulville · The Woodlands, TX | $11,879 | $0 | $11,879 | 1 |
| Elizabeth a Fiffie · Fulshear, TX | $2,636 | $0 | $2,636 | 1 |
| Vickie D Graves · Humble, TX | $1,955 | $0 | $1,955 | 1 |
| Jeannette B Knowles · Fresno, TX | $199 | $0 | $199 | 1 |
| Robert L Pilkenton · Houston, TX | $169 | $0 | $169 | 1 |
| Christopher a Conley · Katy, TX | $157 | $0 | $157 | 1 |
| Todd a Stull · Katy, TX | $103 | $0 | $103 | 2 |
| Finn Interests Inc. · Houston, TX | $32 | $0 | $32 | 1 |
| Tanya L Bryan · The Midlands, TX | $2 | $0 | $2 | 1 |
| Prentiss a Castle, JR · Magnolia, TX | $2 | $0 | $2 | 1 |
| Michael Bender · Bethesda, MD | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Provident Life and Accident Insurance Companycoverage not coded | 22 | — | $2,844 | — |
| Eyemed Vision Carevision | 936 | — | $5,588 | — |
| Continental American Insurance Companycoverage not coded | 302 | — | $27,647 | — |
| Guardian Life Insurance Companylife, short-term disability, long-term disability | 814 | — | $64,709 | — |
| Curalinc, LLC dba Curalinc Healthcarecoverage not coded | 273 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Arrow Child & Family Ministries compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 443 | 458 | +3.4% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $62,887 | $100,788 | +60.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Arrow Child & Family Ministries Employee Benefits Plan#504 · insurance, general assets | April 30, 2025 | October 21, 2025 | before deadline | 458 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Arrow Child & Family Ministries pay in health insurance broker commissions in 2024?
Arrow Child & Family Ministries's 2024 Form 5500 reports $100,788 in broker commissions and fees across 5 insurance contracts ($94,378 in commissions, $6,410 in fees), with Marsh McLennan Agency receiving the largest share.
Is Arrow Child & Family Ministries's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Arrow Child & Family Ministries's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Arrow Child & Family Ministries because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.