Bacon County Health Services, Inc.
Updated Filing received by DOL
Bacon County Health Services, Inc., a healthcare & social assistance employer in Alma, Georgia, reported 211 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $276,068 in insurance premiums across 3 contracts and $75,804 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.). The Department of Labor received the filing on August 24, 2026, within the extension window.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife, short-term disability, long-term disability | 441 | $276,068 | $58,998 | 21.4% |
| Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.vision, stop-loss, PPO | 400 | — | $2,384 | — |
| Principal Life Insurance Companydental, PPO | 162 | — | $14,422 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bacon County Health Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 196 | 211 | +7.7% |
| Premiums filed | $287,560 | $276,068 | −4.0% |
| Broker commissions + fees | $72,675 | $75,804 | +4.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bacon County Hospital - Employee Health Plan#501 · insurance, general assets | December 31, 2025 | August 24, 2026 | within extension | 211 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bacon County Health Services, Inc. pay in health insurance broker commissions in 2025?
Bacon County Health Services, Inc.'s 2025 Form 5500 reports $75,804 in broker commissions and fees across 3 insurance contracts ($74,549 in commissions, $1,255 in fees).
Is Bacon County Health Services, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.).
How does Bacon County Health Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Bacon County Health Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.