BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Baylor Scott & White Holdings

Healthcare & social assistance · Dallas, Texas · EIN ending 0985

Updated Filing received by DOL

Baylor Scott & White Holdings, a healthcare & social assistance employer in Dallas, Texas, reported 49,348 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 24 insurance contracts with no premium reported and $2.2M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.

Participants
49,348
+10.3% vs 2023
Premiums filed
none
self-funded or not filed
Broker commissions + fees
$2.2M
+8.6% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Baylor Scott & White Holdings's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Baylor Scott & White Holdings filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Willis Towers Watson · New York, NY$1,713,853$242,155$1,956,00822
Baylor Scott & White Health · Dallas, TX$0$274,352$274,3522

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Eyemedvision64,070—$603,989—
Metlife Legal Plans, Inc.coverage not coded10,325—$182,165—
Life Insurance Company of North Americalife44,256—$62,500—
Life Insurance Company of North Americalong-term disability44,118—$62,500—
Cigna Health and Life Insurance Company and Affiliateshealth, indemnity4———
Cigna Health and Life Insurance Companycoverage not coded · amount flagged as implausible, excluded11,841———
Cigna Health and Life Insurance Companycoverage not coded14,677—$549,198—
Cigna Health and Life Insurance Companycoverage not coded5,060—$405,462—
Eyemedvision156—$1,863—
Cigna Health and Life Insurance Company and Affiliatesdental, indemnity35,962—$324,548—
Cigna Dental Health of Colorado, Inc.dental3—$10—
Cigna Dental Health of Florida, Inc.dental7—$23—
Cigna Dental Health of Kansas, Inc.dental2—$5—
Cigna Dental Health of Kentucky, Inc.dental2—$7—
Cigna Dental Health of Missouri, Inc.dental2—$6—
Cigna Dental Health of North Carolina, Inc.dental2—$6—
Cigna Dental Health of Texas, Inc.dental5,229—$18,289—
Cigna Dental Health of Virginia, Inc.dental2—$5—
Cigna Dental Health Plan of Arizona, Inc.dental1—$3—
Life Insurance Company of North Americacoverage not coded44,256—$19,756—
Cigna Dental Health of Maryland, Inc.dental1—$1—
Cigna Dental Health of Ohio, Inc.dental1—$2—
Cigna Dental Health of Pennsylvania, Inc.dental3—$10—
New York Life Group Insurance Company of New Yorkcoverage not coded1—$12—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Baylor Scott & White Holdings compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Baylor Scott & White Holdings
$2.2M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$2.1M$2.2MBroker pay20232024
Baylor Scott & White Holdings: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants44,73949,348+10.3%
Premiums filed$0$0—
Broker commissions + fees$2,053,199$2,230,360+8.6%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Baylor Scott & White Health and Welfare Benefits Plan#508 · insurance, general assets, trustDecember 31, 2024October 13, 2025within extension49,348

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Baylor Scott & White Holdings pay in health insurance broker commissions in 2024?

Baylor Scott & White Holdings's 2024 Form 5500 reports $2,230,360 in broker commissions and fees across 24 insurance contracts ($1,713,853 in commissions, $516,507 in fees), with Willis Towers Watson receiving the largest share.

Is Baylor Scott & White Holdings's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates.

How does Baylor Scott & White Holdings's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Baylor Scott & White Holdings because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.