Bh-Sd Opco, LLC (delaware LLC)
Updated Filing received by DOL
Bh-Sd Opco, LLC (delaware LLC), a healthcare & social assistance employer in El Cajon, California, reported 311 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $111,449 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 27, 2026, before the deadline.
Who was paid on Bh-Sd Opco, LLC (delaware LLC)'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Bh-Sd Opco, LLC (delaware LLC) filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · San Diego, CA | $19,096 | $90,115 | $109,211 | 6 |
| Continental American - See Attached · Columbia, SC | $1,261 | $0 | $1,261 | 1 |
| Integrity Asset Services LLC · South Lake Tahoe, CA | $610 | $0 | $610 | 1 |
| Ibrahim Abdelhadi · Austin, TX | $367 | $0 | $367 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Companyvision | 202 | — | $1,429 | — |
| The Lincoln National Life Insurance Companylong-term disability | 30 | — | $4,633 | — |
| Wellfleet Insurance Companycoverage not coded | 82 | — | $5,092 | — |
| California Physicians Servicehealth, dental, prescription drug, HMO, PPO | 152 | — | $96,674 | — |
| The Lincoln National Life Insurance Companylife | 57 | — | $227 | — |
| Continental American Insurance Companycoverage not coded | 39 | — | $1,261 | — |
| Pre-Paid Legal Services, Inc. dba Legal Shieldcoverage not coded | 39 | — | $977 | — |
| The Lincoln National Life Insurance Companylife | 315 | — | $1,156 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bh-Sd Opco, LLC (delaware LLC) compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 291 | 311 | +6.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $116,674 | $111,449 | −4.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bh-Sd Opco, LLC (delaware LLC) Insurance Plan#501 · insurance, general assets | August 31, 2025 | March 27, 2026 | before deadline | 311 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bh-Sd Opco, LLC (delaware LLC) pay in health insurance broker commissions in 2024?
Bh-Sd Opco, LLC (delaware LLC)'s 2024 Form 5500 reports $111,449 in broker commissions and fees across 8 insurance contracts ($21,334 in commissions, $90,115 in fees), with Marsh McLennan Agency receiving the largest share.
Is Bh-Sd Opco, LLC (delaware LLC)'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by California Physicians Service.
How does Bh-Sd Opco, LLC (delaware LLC)'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Bh-Sd Opco, LLC (delaware LLC) because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.