Big 4 Erectors, LP and Big 4 Steel Services, LP
Updated Filing received by DOL
Big 4 Erectors, LP and Big 4 Steel Services, LP, a manufacturing — metal, equipment, transportation employer in Spring, Texas, reported 141 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $26,846 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 12, 2025, before the deadline.
Who was paid on Big 4 Erectors, LP and Big 4 Steel Services, LP's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Big 4 Erectors, LP and Big 4 Steel Services, LP filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Adams Risk Management Services · Houston, TX | $8,955 | $9,418 | $18,373 | 2 |
| Garza Roger JR · Tomball, TX | $5,259 | $0 | $5,259 | 1 |
| Adams Risk MGMT SVCS., LLC · Houston, TX | $3,200 | $0 | $3,200 | 1 |
| Nicholas C. Turano · Houston, TX | $15 | $0 | $15 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Guardian Life Insurance Company of Americadental, vision, life | 170 | — | $8,955 | — |
| American Heritage Life Insurance Companyshort-term disability | 53 | — | $8,473 | — |
| Unitedhealthcare Insurance Companyhealth, prescription drug, PPO | 17 | — | $9,418 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Big 4 Erectors, LP and Big 4 Steel Services, LP compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 165 | 141 | −14.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $26,851 | $26,846 | −0.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Big 4 Erectors, LP and Big 4 Steel Services, LP Welfare Benefits Plan#501 · insurance, general assets | August 31, 2025 | December 12, 2025 | before deadline | 141 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Big 4 Erectors, LP and Big 4 Steel Services, LP pay in health insurance broker commissions in 2024?
Big 4 Erectors, LP and Big 4 Steel Services, LP's 2024 Form 5500 reports $26,846 in broker commissions and fees across 3 insurance contracts ($17,428 in commissions, $9,418 in fees), with Adams Risk Management Services receiving the largest share.
Is Big 4 Erectors, LP and Big 4 Steel Services, LP's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Big 4 Erectors, LP and Big 4 Steel Services, LP's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Big 4 Erectors, LP and Big 4 Steel Services, LP because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.