Biomedical Research Models, Inc.
Updated Filing received by DOL
Biomedical Research Models, Inc., a professional & technical services employer in Worcester, Massachusetts, reported 164 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $122,186 in insurance premiums across 12 contracts and $72,971 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 5, 2025, within the extension window.
Who was paid on Biomedical Research Models, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Biomedical Research Models, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency | $20,310 | $8,778 | $29,088 | 11 |
| Risk Strategies Company · Boston, MA | $20,938 | $0 | $20,938 | 5 |
| Emerson Rogers, LLC · Elmwood Park, NJ | $244 | $9,317 | $9,561 | 6 |
| RSC Insurance Brokerage Inc · Boston, MA | $8,856 | $0 | $8,856 | 6 |
| R S C Ins Bkge dba Risk Stratagies | $3,099 | $0 | $3,099 | 1 |
| Christopher E Roth · Auburn, MA | $463 | $61 | $524 | 1 |
| Emerson Reid & Co · Blue Bell, PA | $355 | $0 | $355 | 1 |
| Klingaman & Associates Inc · Princeton, MA | $319 | $0 | $319 | 1 |
| Benedikt N Mason · Westford, MA | $89 | $14 | $103 | 1 |
| David S Hallett · Winchester, MA | $99 | $0 | $99 | 1 |
| Donna Rose Burritt · Fiskdale, MA | $92 | $0 | $92 | 1 |
| Ryan Tavares · Derry, NH | $50 | $0 | $50 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.dental | 272 | $122,186 | $4,732 | 3.9% |
| Aflacshort-term disability | 32 | — | $2,067 | — |
| Harvard Pilgrim Health Carehealth, HMO | 22 | — | $2,896 | — |
| Harvard Pilgrim Health Carehealth, HMO | 193 | — | $29,802 | — |
| Harvard Pilgrim Health Carehealth, PPO | 2 | — | $424 | — |
| The Lincoln National Life Insurance Companylong-term disability | 171 | — | $6,964 | — |
| The Lincoln National Life Insurance Companylife | 170 | — | $3,111 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 171 | — | $4,476 | — |
| The Lincoln National Life Insurance Companylife | 72 | — | $5,734 | — |
| The Lincoln National Life Insurance Companylife | 62 | — | $1,278 | — |
| Harvard Pilgrim Health Carehealth | 56 | — | $10,304 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Covision | 229 | — | $1,183 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Biomedical Research Models, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 155 | 164 | +5.8% |
| Premiums filed | $113,686 | $122,186 | not comparable |
| Broker commissions + fees | $59,728 | $72,971 | +22.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Biomedical Research Models, Inc. Health & Welfare Benefit Plan#501 · insurance, general assets | December 31, 2024 | August 5, 2025 | within extension | 164 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Biomedical Research Models, Inc. pay in health insurance broker commissions in 2024?
Biomedical Research Models, Inc.'s 2024 Form 5500 reports $72,971 in broker commissions and fees across 12 insurance contracts ($54,801 in commissions, $18,170 in fees), with Marsh McLennan Agency receiving the largest share.
Is Biomedical Research Models, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Harvard Pilgrim Health Care.
How does Biomedical Research Models, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Biomedical Research Models, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.