Board of Trustees, Bakers Union Local 37 Health &
Updated Filing received by DOL
Board of Trustees, Bakers Union Local 37 Health &, a manufacturing — food & textile employer in Mount Kisco, New York, reported 659 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $34,451 in insurance premiums across 3 contracts and $3,384 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 13, 2026, within the extension window.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 557 | $34,451 | — | — |
| Kaiser Foundation Health Plan Inchealth, HMO | 1,639 | — | — | — |
| Hartford Life and Accidentlife | 637 | — | $3,384 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Board of Trustees, Bakers Union Local 37 Health & compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 693 | 659 | −4.9% |
| Premiums filed | $30,537 | $34,451 | +12.8% |
| Broker commissions + fees | $4,664 | $3,384 | −27.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bakers Union Local 37 Health & Welfare Fund#501 · insurance, trust | April 30, 2025 | February 13, 2026 | within extension | 659 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Board of Trustees, Bakers Union Local 37 Health & pay in health insurance broker commissions in 2024?
Board of Trustees, Bakers Union Local 37 Health &'s 2024 Form 5500 reports $3,384 in broker commissions and fees across 3 insurance contracts ($0 in commissions, $3,384 in fees).
Is Board of Trustees, Bakers Union Local 37 Health &'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc.
How does Board of Trustees, Bakers Union Local 37 Health &'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Board of Trustees, Bakers Union Local 37 Health & because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.